2026 data Public-data reference. official source

the frequency and persistence of failures of compliance by the creditor

6 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

6 consumer complaints filed with the CFPB

This profile shows the frequency and persistence of failures of compliance by the creditor's complaint history from CFPB public records. 6 consumers have filed complaints since ( b . The company has a 0% timely response rate and has provided relief in 0% of cases.

6
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
( b
Since

Total complaints

6

Filed since ( b

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

the frequency and persistence of failures of compliance by the creditor complaint mix by product

Total complaints: 6

the frequency and persistence of failures of compliance by the creditor complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 6 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). who fails: 5 complaints (83.3%), resolution 0.0% who fails 83.3% any creditor: 1 complaints (16.7%), resolution 0.0% any creditor 16.7%
  • who fails 5 83.3% 0% relief
  • any creditor 1 16.7% 0% relief

How the frequency and persistence of failures of compliance by the creditor's 6 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
who fails to comply with any requirement imposed under this subchapter shall be liable to the aggrieved applicant for punitive damages in an amount not greater than {$10000.00} 5
any creditor who fails to comply with any requirement imposed under this title may be liable for punitive damages in the case of a class action in such amount as the court may allow 1

Top States

State Complaints
the resources of the creditor 6

Top Issues

Issue Complaints
except that in the case of a class action the total recovery under this subsection shall not exceed the lesser of {$500000.00} or 1 per centum of the net worth of the creditor. In determining the amount of such damages in any action 3
except that in the case of a class action the total recovery under this subsection shall not exceed the lesser of {$500000.00} or XXXX per centum of the net worth of the creditor. In determining the amount of such damages in any action 2
and the total recovery in such action shall not exceed the lesser of {$100000.00} or 1 percent of the net worth of the creditor. In determining the amount of award in any class action 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About the frequency and persistence of failures of compliance by the creditor

the frequency and persistence of failures of compliance by the creditor has accumulated 6 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 6 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to ( b , and the most recent logged activity is ( c ) Sect, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, the frequency and persistence of failures of compliance by the creditor reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "who fails to comply with any requirement imposed under this subchapter shall be liable to the aggrieved applicant for punitive damages in an amount not greater than {$10000.00}", and the single most common underlying issue is "except that in the case of a class action the total recovery under this subsection shall not exceed the lesser of {$500000.00} or 1 per centum of the net worth of the creditor. In determining the amount of such damages in any action".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating the frequency and persistence of failures of compliance by the creditor: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does the frequency and persistence of failures of compliance by the creditor have?

the frequency and persistence of failures of compliance by the creditor has received 6 consumer complaints filed with the Consumer Financial Protection Bureau.

Does the frequency and persistence of failures of compliance by the creditor respond to complaints on time?

the frequency and persistence of failures of compliance by the creditor has a 0% timely response rate to CFPB complaints.

What is the most common complaint about the frequency and persistence of failures of compliance by the creditor?

The most common issue reported against the frequency and persistence of failures of compliance by the creditor is "except that in the case of a class action the total recovery under this subsection shall not exceed the lesser of {$500000.00} or 1 per centum of the net worth of the creditor. In determining the amount of such damages in any action" in the "who fails to comply with any requirement imposed under this subchapter shall be liable to the aggrieved applicant for punitive damages in an amount not greater than {$10000.00}" product category.

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