Total complaints
1
Filed since We a
2026 data Public-data reference. official source
the following rules apply : ( 1 ) Consumer 's right to withhold disputed amount ; collection action prohibited. As for credit reporting agency reporting
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows the following rules apply : ( 1 ) Consumer 's right to withhold disputed amount ; collection action prohibited. As for credit reporting agency reporting's complaint history from CFPB public records. 1 consumers have filed complaints since We a. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
We a
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
the following rules apply : ( 1 ) Consumer 's right to withhold disputed amount ; collection action prohibited. As for credit reporting agency reporting complaint mix by product
- pursuant to 1 100.0% – 0% relief
How the following rules apply : ( 1 ) Consumer 's right to withhold disputed amount ; collection action prohibited. As for credit reporting agency reporting's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| pursuant to 15 USC 1666 ( b ) ( 2 ) | 1 |
Top States
| State | Complaints |
|---|---|
| refer to 12 CFR 1026.13 ( d ) ( 2 ) Adverse credit reports prohibited. The creditor or its agent shall not ( directly or indirectly ) make or threaten to make an adverse report to any person about the consumer 's credit standing | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| assignments or other transfer agreements | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About the following rules apply : ( 1 ) Consumer 's right to withhold disputed amount ; collection action prohibited. As for credit reporting agency reporting
the following rules apply : ( 1 ) Consumer 's right to withhold disputed amount ; collection action prohibited. As for credit reporting agency reporting has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to We a, and the most recent logged activity is We are sti, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, the following rules apply : ( 1 ) Consumer 's right to withhold disputed amount ; collection action prohibited. As for credit reporting agency reporting reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "pursuant to 15 USC 1666 ( b ) ( 2 )", and the single most common underlying issue is "assignments or other transfer agreements".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating the following rules apply : ( 1 ) Consumer 's right to withhold disputed amount ; collection action prohibited. As for credit reporting agency reporting: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does the following rules apply : ( 1 ) Consumer 's right to withhold disputed amount ; collection action prohibited. As for credit reporting agency reporting have?
the following rules apply : ( 1 ) Consumer 's right to withhold disputed amount ; collection action prohibited. As for credit reporting agency reporting has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does the following rules apply : ( 1 ) Consumer 's right to withhold disputed amount ; collection action prohibited. As for credit reporting agency reporting respond to complaints on time?
the following rules apply : ( 1 ) Consumer 's right to withhold disputed amount ; collection action prohibited. As for credit reporting agency reporting has a 0% timely response rate to CFPB complaints.
What is the most common complaint about the following rules apply : ( 1 ) Consumer 's right to withhold disputed amount ; collection action prohibited. As for credit reporting agency reporting?
The most common issue reported against the following rules apply : ( 1 ) Consumer 's right to withhold disputed amount ; collection action prohibited. As for credit reporting agency reporting is "assignments or other transfer agreements" in the "pursuant to 15 USC 1666 ( b ) ( 2 )" product category.
Read our methodology — how this data is sourced, computed, and verified.
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