2026 data Public-data reference. official source

the Fifth

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows the Fifth's complaint history from CFPB public records. 1 consumers have filed complaints since In p. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
In p
Since

Total complaints

1

Filed since In p

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

the Fifth complaint mix by product

Total complaints: 1

the Fifth complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). XXXX has: 1 complaints (100.0%), resolution 0.0% XXXX has 100.0%
  • XXXX has 1 100.0% 0% relief

How the Fifth's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
XXXX has not claimed their private loans are excepted from discharge under 523 ( a ) ( 8 ) ( A ) ( i ) or 523 ( a ) ( 8 ) ( B ). Nor has XXXX claimed that any of their private loans should be excepted from discharge under 523 ( a ) ( 8 ) ( A ) ( ii ) as an obligation to repay a scholarship or stipend. Rather 1

Top States

State Complaints
and the Tenth Circuit Courts of Appeals have all rejected arguments made by creditors that courts need only confirm that the promissory note expresses an educational purpose for the loan to be non-dischargeable. Boilerplate language in loan agreements can not bring loans that are outside of the definition of qualified education loans within that definition. 1

Top Issues

Issue Complaints
not its use 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About the Fifth

the Fifth has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to In p, and the most recent logged activity is In previou, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, the Fifth reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX has not claimed their private loans are excepted from discharge under 523 ( a ) ( 8 ) ( A ) ( i ) or 523 ( a ) ( 8 ) ( B ). Nor has XXXX claimed that any of their private loans should be excepted from discharge under 523 ( a ) ( 8 ) ( A ) ( ii ) as an obligation to repay a scholarship or stipend. Rather", and the single most common underlying issue is "not its use".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating the Fifth: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does the Fifth have?

the Fifth has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does the Fifth respond to complaints on time?

the Fifth has a 0% timely response rate to CFPB complaints.

What is the most common complaint about the Fifth?

The most common issue reported against the Fifth is "not its use" in the "XXXX has not claimed their private loans are excepted from discharge under 523 ( a ) ( 8 ) ( A ) ( i ) or 523 ( a ) ( 8 ) ( B ). Nor has XXXX claimed that any of their private loans should be excepted from discharge under 523 ( a ) ( 8 ) ( A ) ( ii ) as an obligation to repay a scholarship or stipend. Rather" product category.

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