2026 data Public-data reference. official source

the Fair Debt Collection Practices Act ( Sec. 1692 ( 1 ) prohibits a collector from reporting to the credit bureaus

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows the Fair Debt Collection Practices Act ( Sec. 1692 ( 1 ) prohibits a collector from reporting to the credit bureaus's complaint history from CFPB public records. 1 consumers have filed complaints since The . The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
The
Since

Total complaints

1

Filed since The

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

the Fair Debt Collection Practices Act ( Sec. 1692 ( 1 ) prohibits a collector from reporting to the credit bureaus complaint mix by product

Total complaints: 1

the Fair Debt Collection Practices Act ( Sec. 1692 ( 1 ) prohibits a collector from reporting to the credit bureaus complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). and Genesis: 1 complaints (100.0%), resolution 0.0% and Genesis 100.0%
  • and Genesis 1 100.0% 0% relief

How the Fair Debt Collection Practices Act ( Sec. 1692 ( 1 ) prohibits a collector from reporting to the credit bureaus's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
and Genesis failed to provide debt ownership proof and verification of the alleged debt 1

Top States

State Complaints
unless the debt is authorized by an agreement creating the debt 1

Top Issues

Issue Complaints
which includes NOT reporting to the credit bureaus. Under these circumstances 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About the Fair Debt Collection Practices Act ( Sec. 1692 ( 1 ) prohibits a collector from reporting to the credit bureaus

the Fair Debt Collection Practices Act ( Sec. 1692 ( 1 ) prohibits a collector from reporting to the credit bureaus has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to The , and the most recent logged activity is The FDCPA , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, the Fair Debt Collection Practices Act ( Sec. 1692 ( 1 ) prohibits a collector from reporting to the credit bureaus reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "and Genesis failed to provide debt ownership proof and verification of the alleged debt", and the single most common underlying issue is "which includes NOT reporting to the credit bureaus. Under these circumstances".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating the Fair Debt Collection Practices Act ( Sec. 1692 ( 1 ) prohibits a collector from reporting to the credit bureaus: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does the Fair Debt Collection Practices Act ( Sec. 1692 ( 1 ) prohibits a collector from reporting to the credit bureaus have?

the Fair Debt Collection Practices Act ( Sec. 1692 ( 1 ) prohibits a collector from reporting to the credit bureaus has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does the Fair Debt Collection Practices Act ( Sec. 1692 ( 1 ) prohibits a collector from reporting to the credit bureaus respond to complaints on time?

the Fair Debt Collection Practices Act ( Sec. 1692 ( 1 ) prohibits a collector from reporting to the credit bureaus has a 0% timely response rate to CFPB complaints.

What is the most common complaint about the Fair Debt Collection Practices Act ( Sec. 1692 ( 1 ) prohibits a collector from reporting to the credit bureaus?

The most common issue reported against the Fair Debt Collection Practices Act ( Sec. 1692 ( 1 ) prohibits a collector from reporting to the credit bureaus is "which includes NOT reporting to the credit bureaus. Under these circumstances" in the "and Genesis failed to provide debt ownership proof and verification of the alleged debt" product category.

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