Total complaints
14
Filed since Back
2026 data Public-data reference. official source
the Fair Credit Reporting Act ( FCRA )
14 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
14 consumer complaints filed with the CFPB
This profile shows the Fair Credit Reporting Act ( FCRA )'s complaint history from CFPB public records. 14 consumers have filed complaints since Back. The company has a 0% timely response rate and has provided relief in 0% of cases.
14
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
6
States Active
Back
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
the Fair Credit Reporting Act ( FCRA ) complaint mix by product
- XX/XX/XXXX 6 42.9% – 0% relief
- allowing unauthorized 4 28.6% – 0% relief
- XXXX XXXX 1 7.1% – 0% relief
- I specifically 1 7.1% – 0% relief
- 15 U.S.C. 1 7.1% – 0% relief
- debt validation 1 7.1% – 0% relief
How the Fair Credit Reporting Act ( FCRA )'s 14 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| XX/XX/XXXX | 6 |
| allowing unauthorized access to my account. As a result | 4 |
| XXXX XXXX XXXXXXXX XXXX XXXXXXXX Subject : Adverse Action Notice - Request for Remedy Under XXXX | 1 |
| I specifically requested copies of the original signed contract or agreement | 1 |
| 15 U.S.C. 78ff | 1 |
| debt validation | 1 |
Top States
| State | Complaints |
|---|---|
| specifically sections 15 U.S. Code 1681i and 15 U.S. Code 1681s-2 | 6 |
| and data security standards. | 4 |
| and the unauthorized use of my Social Security information | 1 |
| and the Florida Consumer Collection Practices Act ( FCCPA ). | 1 |
| the Fair Debt Collection Practices Act ( FDCPA ) | 1 |
| and the Michigan Collection Practices Act ( MCL 445.251 et seq. ). | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| XX/XX/XXXX | 6 |
| leading to 21 instances of 30-day late payments | 3 |
| and Social Security Act I am writing to address the recent unauthorized inquiry on my credit report | 1 |
| proof of assignment or ownership of the account | 1 |
| 15 U.S.C 1691 ( a ) ( 3 ) | 1 |
| leading to XXXX instances of XXXX late payments | 1 |
| Resurgent has continued to report this account to XXXX | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About the Fair Credit Reporting Act ( FCRA )
the Fair Credit Reporting Act ( FCRA ) has accumulated 14 consumer complaints in the CFPB public database, with filings active across 6 U.S. states. Of those submissions, 6 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Back, and the most recent logged activity is In each wr, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, the Fair Credit Reporting Act ( FCRA ) reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XX/XX/XXXX", and the single most common underlying issue is "XX/XX/XXXX".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating the Fair Credit Reporting Act ( FCRA ): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does the Fair Credit Reporting Act ( FCRA ) have?
the Fair Credit Reporting Act ( FCRA ) has received 14 consumer complaints filed with the Consumer Financial Protection Bureau.
Does the Fair Credit Reporting Act ( FCRA ) respond to complaints on time?
the Fair Credit Reporting Act ( FCRA ) has a 0% timely response rate to CFPB complaints.
What is the most common complaint about the Fair Credit Reporting Act ( FCRA )?
The most common issue reported against the Fair Credit Reporting Act ( FCRA ) is "XX/XX/XXXX" in the "XX/XX/XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.
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