Total complaints
2
Filed since Midl
2026 data Public-data reference. official source
The Date of First Delinquency ( DOFD )
2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2 consumer complaints filed with the CFPB
This profile shows The Date of First Delinquency ( DOFD )'s complaint history from CFPB public records. 2 consumers have filed complaints since Midl. The company has a 0% timely response rate and has provided relief in 0% of cases.
2
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
Midl
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
The Date of First Delinquency ( DOFD ) complaint mix by product
- but Midland 1 50.0% – 0% relief
- which is 1 50.0% – 0% relief
How The Date of First Delinquency ( DOFD )'s 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| but Midland has not provided any of the required documentation | 1 |
| which is harassment under FDCPA 806 and 807. Those threats are illegal and misleading because they still havent validated the debt. Since they clearly dont understand what verification means | 1 |
Top States
| State | Complaints |
|---|---|
| A complete transaction and payment history | 1 |
| Proof of assignment or purchase agreement from the original creditor to LVNV | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| A copy of any contract | 1 |
| The full account history showing every charge and payment | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About The Date of First Delinquency ( DOFD )
The Date of First Delinquency ( DOFD ) has accumulated 2 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Midl, and the most recent logged activity is Now LVNV F, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, The Date of First Delinquency ( DOFD ) reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "but Midland has not provided any of the required documentation", and the single most common underlying issue is "A copy of any contract".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating The Date of First Delinquency ( DOFD ): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does The Date of First Delinquency ( DOFD ) have?
The Date of First Delinquency ( DOFD ) has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.
Does The Date of First Delinquency ( DOFD ) respond to complaints on time?
The Date of First Delinquency ( DOFD ) has a 0% timely response rate to CFPB complaints.
What is the most common complaint about The Date of First Delinquency ( DOFD )?
The most common issue reported against The Date of First Delinquency ( DOFD ) is "A copy of any contract" in the "but Midland has not provided any of the required documentation" product category.
Read our methodology — how this data is sourced, computed, and verified.
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