Total complaints
3
Filed since XXXX
2026 data Public-data reference. official source
the creditor must stop reporting new rolling lates since no further billing cycle exists. Reporting both a final charge-off and ongoing late payments is contradictory and misleading. This misrepresentation causes duplicate derogatory scoring impact and violates accuracy requirements. Remove the late payment history and the charge-off remark. If XXXX can not provide original system of record documentation proving the accuracy of these derogatories after the closure and charge-off date
3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
3 consumer complaints filed with the CFPB
This profile shows the creditor must stop reporting new rolling lates since no further billing cycle exists. Reporting both a final charge-off and ongoing late payments is contradictory and misleading. This misrepresentation causes duplicate derogatory scoring impact and violates accuracy requirements. Remove the late payment history and the charge-off remark. If XXXX can not provide original system of record documentation proving the accuracy of these derogatories after the closure and charge-off date's complaint history from CFPB public records. 3 consumers have filed complaints since XXXX. The company has a 0% timely response rate and has provided relief in 0% of cases.
3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
XXXX
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
the creditor must stop reporting new rolling lates since no further billing cycle exists. Reporting both a final charge-off and ongoing late payments is contradictory and misleading. This misrepresentation causes duplicate derogatory scoring impact and violates accuracy requirements. Remove the late payment history and the charge-off remark. If XXXX can not provide original system of record documentation proving the accuracy of these derogatories after the closure and charge-off date complaint mix by product
- yet the 3 100.0% – 0% relief
How the creditor must stop reporting new rolling lates since no further billing cycle exists. Reporting both a final charge-off and ongoing late payments is contradictory and misleading. This misrepresentation causes duplicate derogatory scoring impact and violates accuracy requirements. Remove the late payment history and the charge-off remark. If XXXX can not provide original system of record documentation proving the accuracy of these derogatories after the closure and charge-off date's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| yet the reporting also includes rolling 30 | 3 |
Top States
| State | Complaints |
|---|---|
| then the entire tradeline must be deleted. | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| 90 | 3 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About the creditor must stop reporting new rolling lates since no further billing cycle exists. Reporting both a final charge-off and ongoing late payments is contradictory and misleading. This misrepresentation causes duplicate derogatory scoring impact and violates accuracy requirements. Remove the late payment history and the charge-off remark. If XXXX can not provide original system of record documentation proving the accuracy of these derogatories after the closure and charge-off date
the creditor must stop reporting new rolling lates since no further billing cycle exists. Reporting both a final charge-off and ongoing late payments is contradictory and misleading. This misrepresentation causes duplicate derogatory scoring impact and violates accuracy requirements. Remove the late payment history and the charge-off remark. If XXXX can not provide original system of record documentation proving the accuracy of these derogatories after the closure and charge-off date has accumulated 3 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XXXX, and the most recent logged activity is XXXX XXXX , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, the creditor must stop reporting new rolling lates since no further billing cycle exists. Reporting both a final charge-off and ongoing late payments is contradictory and misleading. This misrepresentation causes duplicate derogatory scoring impact and violates accuracy requirements. Remove the late payment history and the charge-off remark. If XXXX can not provide original system of record documentation proving the accuracy of these derogatories after the closure and charge-off date reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "yet the reporting also includes rolling 30", and the single most common underlying issue is "90".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating the creditor must stop reporting new rolling lates since no further billing cycle exists. Reporting both a final charge-off and ongoing late payments is contradictory and misleading. This misrepresentation causes duplicate derogatory scoring impact and violates accuracy requirements. Remove the late payment history and the charge-off remark. If XXXX can not provide original system of record documentation proving the accuracy of these derogatories after the closure and charge-off date: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does the creditor must stop reporting new rolling lates since no further billing cycle exists. Reporting both a final charge-off and ongoing late payments is contradictory and misleading. This misrepresentation causes duplicate derogatory scoring impact and violates accuracy requirements. Remove the late payment history and the charge-off remark. If XXXX can not provide original system of record documentation proving the accuracy of these derogatories after the closure and charge-off date have?
the creditor must stop reporting new rolling lates since no further billing cycle exists. Reporting both a final charge-off and ongoing late payments is contradictory and misleading. This misrepresentation causes duplicate derogatory scoring impact and violates accuracy requirements. Remove the late payment history and the charge-off remark. If XXXX can not provide original system of record documentation proving the accuracy of these derogatories after the closure and charge-off date has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.
Does the creditor must stop reporting new rolling lates since no further billing cycle exists. Reporting both a final charge-off and ongoing late payments is contradictory and misleading. This misrepresentation causes duplicate derogatory scoring impact and violates accuracy requirements. Remove the late payment history and the charge-off remark. If XXXX can not provide original system of record documentation proving the accuracy of these derogatories after the closure and charge-off date respond to complaints on time?
the creditor must stop reporting new rolling lates since no further billing cycle exists. Reporting both a final charge-off and ongoing late payments is contradictory and misleading. This misrepresentation causes duplicate derogatory scoring impact and violates accuracy requirements. Remove the late payment history and the charge-off remark. If XXXX can not provide original system of record documentation proving the accuracy of these derogatories after the closure and charge-off date has a 0% timely response rate to CFPB complaints.
What is the most common complaint about the creditor must stop reporting new rolling lates since no further billing cycle exists. Reporting both a final charge-off and ongoing late payments is contradictory and misleading. This misrepresentation causes duplicate derogatory scoring impact and violates accuracy requirements. Remove the late payment history and the charge-off remark. If XXXX can not provide original system of record documentation proving the accuracy of these derogatories after the closure and charge-off date?
The most common issue reported against the creditor must stop reporting new rolling lates since no further billing cycle exists. Reporting both a final charge-off and ongoing late payments is contradictory and misleading. This misrepresentation causes duplicate derogatory scoring impact and violates accuracy requirements. Remove the late payment history and the charge-off remark. If XXXX can not provide original system of record documentation proving the accuracy of these derogatories after the closure and charge-off date is "90" in the "yet the reporting also includes rolling 30" product category.
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