Total complaints
3
Filed since This
2026 data Public-data reference. official source
the creditor is required to issue Form 1099-C ( Cancellation of Debt ) to both the consumer and the IRS. This form confirms that the debt is no longer owed and is instead treated as taxable income.
3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
3 consumer complaints filed with the CFPB
This profile shows the creditor is required to issue Form 1099-C ( Cancellation of Debt ) to both the consumer and the IRS. This form confirms that the debt is no longer owed and is instead treated as taxable income.'s complaint history from CFPB public records. 3 consumers have filed complaints since This. The company has a 0% timely response rate and has provided relief in 0% of cases.
3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
0
States Active
This
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
the creditor is required to issue Form 1099-C ( Cancellation of Debt ) to both the consumer and the IRS. This form confirms that the debt is no longer owed and is instead treated as taxable income. complaint mix by product
- as it 3 100.0% – 0% relief
How the creditor is required to issue Form 1099-C ( Cancellation of Debt ) to both the consumer and the IRS. This form confirms that the debt is no longer owed and is instead treated as taxable income.'s 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| as it does not reflect the actual status of the debt. The account in question was long considered uncollectible | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| it should no longer be reported as an active derogatory account. Under IRS regulations | 3 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About the creditor is required to issue Form 1099-C ( Cancellation of Debt ) to both the consumer and the IRS. This form confirms that the debt is no longer owed and is instead treated as taxable income.
the creditor is required to issue Form 1099-C ( Cancellation of Debt ) to both the consumer and the IRS. This form confirms that the debt is no longer owed and is instead treated as taxable income. has accumulated 3 consumer complaints in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to This, and the most recent logged activity is This repor, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, the creditor is required to issue Form 1099-C ( Cancellation of Debt ) to both the consumer and the IRS. This form confirms that the debt is no longer owed and is instead treated as taxable income. reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "as it does not reflect the actual status of the debt. The account in question was long considered uncollectible", and the single most common underlying issue is "it should no longer be reported as an active derogatory account. Under IRS regulations".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating the creditor is required to issue Form 1099-C ( Cancellation of Debt ) to both the consumer and the IRS. This form confirms that the debt is no longer owed and is instead treated as taxable income.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does the creditor is required to issue Form 1099-C ( Cancellation of Debt ) to both the consumer and the IRS. This form confirms that the debt is no longer owed and is instead treated as taxable income. have?
the creditor is required to issue Form 1099-C ( Cancellation of Debt ) to both the consumer and the IRS. This form confirms that the debt is no longer owed and is instead treated as taxable income. has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.
Does the creditor is required to issue Form 1099-C ( Cancellation of Debt ) to both the consumer and the IRS. This form confirms that the debt is no longer owed and is instead treated as taxable income. respond to complaints on time?
the creditor is required to issue Form 1099-C ( Cancellation of Debt ) to both the consumer and the IRS. This form confirms that the debt is no longer owed and is instead treated as taxable income. has a 0% timely response rate to CFPB complaints.
What is the most common complaint about the creditor is required to issue Form 1099-C ( Cancellation of Debt ) to both the consumer and the IRS. This form confirms that the debt is no longer owed and is instead treated as taxable income.?
The most common issue reported against the creditor is required to issue Form 1099-C ( Cancellation of Debt ) to both the consumer and the IRS. This form confirms that the debt is no longer owed and is instead treated as taxable income. is "it should no longer be reported as an active derogatory account. Under IRS regulations" in the "as it does not reflect the actual status of the debt. The account in question was long considered uncollectible" product category.
Read our methodology — how this data is sourced, computed, and verified.
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