2026 data Public-data reference. official source

the consumer reporting agency shall ( i ) promptly delete that item of information from the file of the consumer

52 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

52 consumer complaints filed with the CFPB

This profile shows the consumer reporting agency shall ( i ) promptly delete that item of information from the file of the consumer's complaint history from CFPB public records. 52 consumers have filed complaints since ( B . The company has a 0% timely response rate and has provided relief in 0% of cases.

52
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
( B
Since

Total complaints

52

Filed since ( B

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

the consumer reporting agency shall ( i ) promptly delete that item of information from the file of the consumer complaint mix by product

Total complaints: 52

the consumer reporting agency shall ( i ) promptly delete that item of information from the file of the consumer complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 52 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). if a: 17 complaints (42.5%), resolution 0.0% if a 42.5% at the: 10 complaints (25.0%), resolution 0.0% at the 25.0% impartiality: 4 complaints (10.0%), resolution 0.0% impartiality 10.0% under 15: 3 complaints (7.5%), resolution 0.0% under 15 7.5% XXXX shows: 2 complaints (5.0%), resolution 0.0% Cfpb on: 2 complaints (5.0%), resolution 0.0% XXXX: 2 complaints (5.0%), resolution 0.0%
  • if a 17 42.5% 0% relief
  • at the 10 25.0% 0% relief
  • impartiality 4 10.0% 0% relief
  • under 15 3 7.5% 0% relief
  • XXXX shows 2 5.0% 0% relief
  • Cfpb on 2 5.0% 0% relief
  • XXXX 2 5.0% 0% relief

How the consumer reporting agency shall ( i ) promptly delete that item of information from the file of the consumer's 52 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
if a consumer reporting agency ( CRA ) finds that information on a consumer 's credit report is inaccurate 17
at the address specified by the person for such notices 10
impartiality 4
under 15 U.S.C. 1681i ( a ) ( 5 ) 3
XXXX shows XX/XX/XXXX 2
Cfpb on XX/XX/XXXX I have disputed with the Credit Bureaus TransUnion 2
XXXX 2
Cfpb on XX/XX/XXXX I have disputed with the Credit Bureaus XXXX 2
GA XXXX. ALSO 1
GA XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 1
and noticed that some information is incomplete and inaccurate. And according to the Fair Credit Reporting Act 1
Experian 1
I did an investigation on my credit report which caused severe XXXX upon me and found unverifiable 1
GA XXXX and there is XXXX XXXXXXXX XXXX XXXX 1
after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer 1
XXXX Account name ; XXXX XXXX XXXX XXXX Account name XXXX XXXX XXXX I looked at my Equifax report and noticed that some things are incomplete and not accurate. According to the FCRA 15 USC 1681E ( b ) whenever a consumer reporting agency prepares a consumer report 1
for an item to be included in a consumer report 1
Experian shows XX/XX/XXXX 1

Top States

State Complaints
or modify that item of information 52

Top Issues

Issue Complaints
or can not be verified after a reinvestigation 17
in fact 10
after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer 3
XXXX shows XX/XX/XXXX 2
XXXX 2
and XXXX. Upon receiving the updated reports from the credit bureaus 2
Experian 2
information proven to be either materially incomplete or inaccurate. Pursuant 15 U.S. Code 1681i ( 5 ) ( A ) Procedure in case of disputed accuracy 2
and Experian. Upon receiving the updated reports from the credit bureaus 2
GA is INCORRECT and needs to be removed. My CORRECT Address is XXXX XXXX XXXX XXXX XXXX XXXX 1
GA XXXX The correct address should reflect the following : XXXX XXXX XXXX XXXX 1
it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates 1
information proven to be either materially incomplete or inaccurate. Pursuant 15 U.S. Code 1681i ( XXXX ) ( XXXX ) XXXX in case of disputed accuracy 1
inaccurate 1
my correct address is XXXX XXXX XXXX XXXXXXXX XXXX XXXX 1
the consumer reporting agency shall ( i ) promptly delete that item of information from the file of the consumer 1
according to 15 USC 1681 ( e ) ( b ). And according to 15 USC 1681 ( 5 ) 1
complete 1
Experian shows XX/XX/XXXX 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About the consumer reporting agency shall ( i ) promptly delete that item of information from the file of the consumer

the consumer reporting agency shall ( i ) promptly delete that item of information from the file of the consumer has accumulated 52 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 49 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to ( B , and the most recent logged activity is and accord, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, the consumer reporting agency shall ( i ) promptly delete that item of information from the file of the consumer reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "if a consumer reporting agency ( CRA ) finds that information on a consumer 's credit report is inaccurate", and the single most common underlying issue is "or can not be verified after a reinvestigation".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating the consumer reporting agency shall ( i ) promptly delete that item of information from the file of the consumer: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does the consumer reporting agency shall ( i ) promptly delete that item of information from the file of the consumer have?

the consumer reporting agency shall ( i ) promptly delete that item of information from the file of the consumer has received 52 consumer complaints filed with the Consumer Financial Protection Bureau.

Does the consumer reporting agency shall ( i ) promptly delete that item of information from the file of the consumer respond to complaints on time?

the consumer reporting agency shall ( i ) promptly delete that item of information from the file of the consumer has a 0% timely response rate to CFPB complaints.

What is the most common complaint about the consumer reporting agency shall ( i ) promptly delete that item of information from the file of the consumer?

The most common issue reported against the consumer reporting agency shall ( i ) promptly delete that item of information from the file of the consumer is "or can not be verified after a reinvestigation" in the "if a consumer reporting agency ( CRA ) finds that information on a consumer 's credit report is inaccurate" product category.

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