Total complaints
2
Filed since 15 U
2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2 consumer complaints filed with the CFPB
This profile shows the consumer reporting agencies XXXX's complaint history from CFPB public records. 2 consumers have filed complaints since 15 U. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
2
Filed since 15 U
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How the consumer reporting agencies XXXX's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| ( 2 ) Exclusions.Except as provided in paragraph ( 3 ) | 2 |
| State | Complaints |
|---|---|
| XXXX and Experian are owned by these very banks! Furthermore | 1 |
| Equifax and XXXX are owned by these very banks! Furthermore | 1 |
| Issue | Complaints |
|---|---|
| any ( i ) report containing information solely as to transactions or experiences between the consumer and the person making the report ; ( ii ) communication of that information among persons related by common ownership or affiliated by corporate control ; or ( iii ) communication of other information among persons related by common ownership or affiliated by corporate control | 2 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
the consumer reporting agencies XXXX has accumulated 2 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 15 U, and the most recent logged activity is 15 US Code, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, the consumer reporting agencies XXXX reports a 0% timely-response rate and has closed 50% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "( 2 ) Exclusions.Except as provided in paragraph ( 3 )", and the single most common underlying issue is "any ( i ) report containing information solely as to transactions or experiences between the consumer and the person making the report ; ( ii ) communication of that information among persons related by common ownership or affiliated by corporate control ; or ( iii ) communication of other information among persons related by common ownership or affiliated by corporate control".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating the consumer reporting agencies XXXX: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
the consumer reporting agencies XXXX has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.
the consumer reporting agencies XXXX has a 0% timely response rate to CFPB complaints.
The most common issue reported against the consumer reporting agencies XXXX is "any ( i ) report containing information solely as to transactions or experiences between the consumer and the person making the report ; ( ii ) communication of that information among persons related by common ownership or affiliated by corporate control ; or ( iii ) communication of other information among persons related by common ownership or affiliated by corporate control" in the "( 2 ) Exclusions.Except as provided in paragraph ( 3 )" product category.
Read our methodology — how this data is sourced, computed, and verified.