Total complaints
3
Filed since As s
2026 data Public-data reference. official source
the consumer in fact
3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
3 consumer complaints filed with the CFPB
This profile shows the consumer in fact's complaint history from CFPB public records. 3 consumers have filed complaints since As s. The company has a 0% timely response rate and has provided relief in 0% of cases.
3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
3
States Active
As s
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
the consumer in fact complaint mix by product
- XXXX XXXX 1 33.3% – 0% relief
- any and 1 33.3% – 0% relief
- LLC ( 1 33.3% – 0% relief
How the consumer in fact's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| XXXX XXXX XXXX ( XXXX XXXX. XXXX ) | 1 |
| any and all unlawful | 1 |
| LLC ( Dated XXXX ) Proof of Violations ( Exhibit 1 | 1 |
Top States
| State | Complaints |
|---|---|
| natural living person | 1 |
| effective immediately | 1 |
| natural person | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| XXXX XXXX XXXX ( XXXX XXXX XXXX ) the court upheld awards of {$100000.00} in compensatory damages and {$620000.00} in punitive damages for a case involving wrongful credit reporting by a collection agency. Similarly | 1 |
| but not limited to | 1 |
| on XXXX | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About the consumer in fact
the consumer in fact has accumulated 3 consumer complaints in the CFPB public database, with filings active across 3 U.S. states. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to As s, and the most recent logged activity is SEE BELOW , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, the consumer in fact reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX XXXX XXXX ( XXXX XXXX. XXXX )", and the single most common underlying issue is "XXXX XXXX XXXX ( XXXX XXXX XXXX ) the court upheld awards of {$100000.00} in compensatory damages and {$620000.00} in punitive damages for a case involving wrongful credit reporting by a collection agency. Similarly".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating the consumer in fact: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does the consumer in fact have?
the consumer in fact has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.
Does the consumer in fact respond to complaints on time?
the consumer in fact has a 0% timely response rate to CFPB complaints.
What is the most common complaint about the consumer in fact?
The most common issue reported against the consumer in fact is "XXXX XXXX XXXX ( XXXX XXXX XXXX ) the court upheld awards of {$100000.00} in compensatory damages and {$620000.00} in punitive damages for a case involving wrongful credit reporting by a collection agency. Similarly" in the "XXXX XXXX XXXX ( XXXX XXXX. XXXX )" product category.
Read our methodology — how this data is sourced, computed, and verified.
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