the borrower has not requested an appeal

What the CFPB Record Shows About the borrower has not requested an appeal

the borrower has not requested an appeal has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to The , and the most recent logged activity is The lender, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, the borrower has not requested an appeal reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "the lender failed to provide timely responses to the application and still proceeded forward with the foreclosure sale despite being in receipt of a complete loss mitigation package that was submitted more than 45 days prior to the sale date. As such this sale is a violation of 1024.41 entitled Loss Mitigation Procedures '' of the Real Estate Settlement Procedures Act", and the single most common underlying issue is "instituted by the Bureau of Consumer Financial Protection ( CFPB ) specifically states the following in section ( g ) : Prohibition on foreclosure sale. If a borrower submits a complete loss mitigation application after a servicer has made the first notice or filing required by applicable law for any judicial or non-judicial foreclosure process but more than 37 days before a foreclosure sale".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating the borrower has not requested an appeal: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.