Total complaints
1
Filed since On X
2026 data Public-data reference. official source
the associate stated that they notified me of the debt prior to reporting it to the CRAs
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows the associate stated that they notified me of the debt prior to reporting it to the CRAs's complaint history from CFPB public records. 1 consumers have filed complaints since On X. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
On X
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
the associate stated that they notified me of the debt prior to reporting it to the CRAs complaint mix by product
- XXXX said 1 100.0% – 0% relief
How the associate stated that they notified me of the debt prior to reporting it to the CRAs's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| XXXX said they would notify the collections agency | 1 |
Top States
| State | Complaints |
|---|---|
| when I spoke with them on XXXX XX/XX/XXXX 18. I explained that I had not called or spoken to anyone in their office prior to XXXX XX/XX/XXXX 18 | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| that the account was paid on XXXX XX/XX/XXXX 18 and to remove it from collections. The supervisor also suggested that I contact LJ Ross Associates to discuss deletion of the account from my credit reports in consideration of the fact that they began reporting the collection 7 days after I paid the debt | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About the associate stated that they notified me of the debt prior to reporting it to the CRAs
the associate stated that they notified me of the debt prior to reporting it to the CRAs has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to On X, and the most recent logged activity is On XXXX XX, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, the associate stated that they notified me of the debt prior to reporting it to the CRAs reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX said they would notify the collections agency", and the single most common underlying issue is "that the account was paid on XXXX XX/XX/XXXX 18 and to remove it from collections. The supervisor also suggested that I contact LJ Ross Associates to discuss deletion of the account from my credit reports in consideration of the fact that they began reporting the collection 7 days after I paid the debt".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating the associate stated that they notified me of the debt prior to reporting it to the CRAs: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Consumer Guides
Learn more about your rights and how to interpret complaint data.
Related Data
Explore additional financial data about companies, lenders, and institutions on our partner portals.
PlainBankData
Bank financial data — deposits, assets, branches, and regulatory filings for FDIC-insured institutions.
PlainAdvisorCheck
Financial advisor records — SEC and FINRA registration, disclosures, and disciplinary history.
PlainCU
Credit union data — financial performance, membership, rates, and NCUA regulatory information.
PlainInsurer
Insurance company data — financial strength, complaint ratios, market share, and state licensing.
PlainLender
Mortgage lender data — HMDA loan originations, approval rates, interest rates, and lending patterns.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does the associate stated that they notified me of the debt prior to reporting it to the CRAs have?
the associate stated that they notified me of the debt prior to reporting it to the CRAs has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does the associate stated that they notified me of the debt prior to reporting it to the CRAs respond to complaints on time?
the associate stated that they notified me of the debt prior to reporting it to the CRAs has a 0% timely response rate to CFPB complaints.
What is the most common complaint about the associate stated that they notified me of the debt prior to reporting it to the CRAs?
The most common issue reported against the associate stated that they notified me of the debt prior to reporting it to the CRAs is "that the account was paid on XXXX XX/XX/XXXX 18 and to remove it from collections. The supervisor also suggested that I contact LJ Ross Associates to discuss deletion of the account from my credit reports in consideration of the fact that they began reporting the collection 7 days after I paid the debt" in the "XXXX said they would notify the collections agency" product category.
Read our methodology — how this data is sourced, computed, and verified.
Related
