Total complaints
14
Filed since ( Ju
2026 data Public-data reference. official source
the agency shall
14 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
14 consumer complaints filed with the CFPB
This profile shows the agency shall's complaint history from CFPB public records. 14 consumers have filed complaints since ( Ju. The company has a 0% timely response rate and has provided relief in 0% of cases.
14
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
( Ju
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
the agency shall complaint mix by product
- or modify 3 27.3% – 0% relief
- I have 2 18.2% – 0% relief
- which is 2 18.2% – 0% relief
- Invoice 1 9.1% – 0% relief
- a consumer 1 9.1% – 0% relief
- and instead 1 9.1% – 0% relief
- a consumer 1 9.1% – 0% relief
How the agency shall's 14 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| or modify that item of information | 3 |
| I have not received any validation or verification of this debt as required by the Fair Debt Collection Practices Act ( FDCPA ). I request that you provide me with proper validation of the debt | 2 |
| which is protected by congress | 2 |
| Invoice | 1 |
| a consumer reporting agency shall not furnish to any_person a record of inquiries in connection with a credit or insurance transaction that is not initiated by a consumer ( VIOLATION ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Account Number XXXX XXXX XXXX DateOpen XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Amount XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX / XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX these are the many addresses that are fraudulently on my consumer reports.135XXXX XXXX XXXX XXXX XXXX XXXX CA | 1 |
| and instead of just changed the name to XXXX XXXX XXXX without notifying The expiration date for the investigation or dispute was XX/XX/XXXX. Since they failed to complete the investigation before XX/XX/XXXX | 1 |
| a consumer reporting agency shall not furnish to any_person a record of inquiries in connection with a credit or insurance transaction that is not initiated by a consumer ( VIOLATION ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Account Number XXXX XXXX XXXX DateOpen XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Amount XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX / XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX these are the many addresses that are fraudulently on my consumer XXXXXXXX XXXX XXXX XXXX XXXX XXXX CA | 1 |
| GA XXXX XXXX/XXXX/XXXX XXXX : XXXX XXXX To Whom it May Concern : Please IMMEDIATELY DELETE the items listed below found on my credit report and provide me with copies of any documentation associated bearing my signature ( An employee looking at their computer screen | 1 |
| 1948 | 1 |
| directly or through anya affiliate | 1 |
Top States
| State | Complaints |
|---|---|
| free of charge | 14 |
Top Issues
| Issue | Complaints |
|---|---|
| based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. Subject to subsection ( f ) and except as provided in subsection ( g ) | 3 |
| any statements or invoices related to the debt | 2 |
| XXXX Reinvestigations of disputed information XXXX XXXX XXXX Reinvestigation required ( A ) In general Subject to subsection ( f ) and except as provided in subsection ( g ) | 2 |
| which is a part of the Fair Credit Reporting Act ( FCRA ) states : ( a ) Reinvestigations of disputed information ( 1 ) Reinvestigation required ( A ) In general Subject to subsection ( f ) and except as provided in subsection ( g ) | 2 |
| and letter disputing accounts/inquiries to be deleted that was received on XX/XX/2021. Transunion has yet to rebut my disputed inaccurate accounts and has had over 30 days to validate these inaccurate accounts and failure to do so results in immediate deletion pursuant to 15 USC 1681i ( a ) ( 1 ) ( A ) which states : ( a ) Reinvestigations of disputed information ( 1 ) Reinvestigation required ( A ) In general Subject to subsection ( f ) and except as provided in subsection ( g ) | 1 |
| they must deleted at once. They failed to delete the item and caused a FCRA viloation Reinvestigations of disputed information ( 1 ) Reinvestigation required ( A ) In general Subject to subsection ( f ) and except as provided in subsection ( g ) | 1 |
| and a complete description of the reinvestigation procedure per item as required by the Fair Credit Reporting Act : XXXX. Procedure in case of disputed accuracy [ XXXX U.S.C. XXXX ] ( a ) Reinvestigations of Disputed Information ( 1 ) Reinvestigation Required ( A ) In general. Subject to subsection ( f ) | 1 |
| 62 Stat. 685. ) 15 U.S. Code 1681i - Procedure in case of disputed accuracy ( a ) Reinvestigations of disputed information ( 1 ) Reinvestigation required ( A ) In general Subject to subsection ( f ) and except as provided in subsection ( g ) | 1 |
| other than records of convictions of crimes which antedates the report by more than 7 years. 15 U.S.C 1681s-2 ( a ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. 15 U.S. Code 1681i ( 5a ) ( A ) In general Subject to subsection ( f ) and except as provided in subsection ( g ) | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About the agency shall
the agency shall has accumulated 14 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 14 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to ( Ju, and the most recent logged activity is nsumer rig, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, the agency shall reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "or modify that item of information", and the single most common underlying issue is "based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. Subject to subsection ( f ) and except as provided in subsection ( g )".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating the agency shall: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does the agency shall have?
the agency shall has received 14 consumer complaints filed with the Consumer Financial Protection Bureau.
Does the agency shall respond to complaints on time?
the agency shall has a 0% timely response rate to CFPB complaints.
What is the most common complaint about the agency shall?
The most common issue reported against the agency shall is "based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. Subject to subsection ( f ) and except as provided in subsection ( g )" in the "or modify that item of information" product category.
Read our methodology — how this data is sourced, computed, and verified.
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