Total complaints
1
Filed since Beca
2026 data Public-data reference. official source
the advice I get is to open another credit card '' This will decrease your utilization rate. that's bad advice!
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows the advice I get is to open another credit card '' This will decrease your utilization rate. that's bad advice!'s complaint history from CFPB public records. 1 consumers have filed complaints since Beca. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
0
States Active
Beca
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
the advice I get is to open another credit card '' This will decrease your utilization rate. that's bad advice! complaint mix by product
- and my 1 100.0% – 0% relief
How the advice I get is to open another credit card '' This will decrease your utilization rate. that's bad advice!'s 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| and my work in the turbulent mortgage industry | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| I carry about XXXX in credit card debt | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About the advice I get is to open another credit card '' This will decrease your utilization rate. that's bad advice!
the advice I get is to open another credit card '' This will decrease your utilization rate. that's bad advice! has accumulated 1 consumer complaint in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Beca, and the most recent logged activity is Because of, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, the advice I get is to open another credit card '' This will decrease your utilization rate. that's bad advice! reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "and my work in the turbulent mortgage industry", and the single most common underlying issue is "I carry about XXXX in credit card debt".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating the advice I get is to open another credit card '' This will decrease your utilization rate. that's bad advice!: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does the advice I get is to open another credit card '' This will decrease your utilization rate. that's bad advice! have?
the advice I get is to open another credit card '' This will decrease your utilization rate. that's bad advice! has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does the advice I get is to open another credit card '' This will decrease your utilization rate. that's bad advice! respond to complaints on time?
the advice I get is to open another credit card '' This will decrease your utilization rate. that's bad advice! has a 0% timely response rate to CFPB complaints.
What is the most common complaint about the advice I get is to open another credit card '' This will decrease your utilization rate. that's bad advice!?
The most common issue reported against the advice I get is to open another credit card '' This will decrease your utilization rate. that's bad advice! is "I carry about XXXX in credit card debt" in the "and my work in the turbulent mortgage industry" product category.
Read our methodology — how this data is sourced, computed, and verified.
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