Total complaints
3
Filed since To d
2026 data Public-data reference. official source
the account should be reported as paid '' or settled '' rather than as an ongoing collection or charge-off. The current reporting is inaccurate and harmful to my credit profile
3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
3 consumer complaints filed with the CFPB
This profile shows the account should be reported as paid '' or settled '' rather than as an ongoing collection or charge-off. The current reporting is inaccurate and harmful to my credit profile's complaint history from CFPB public records. 3 consumers have filed complaints since To d. The company has a 0% timely response rate and has provided relief in 0% of cases.
3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
To d
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
the account should be reported as paid '' or settled '' rather than as an ongoing collection or charge-off. The current reporting is inaccurate and harmful to my credit profile complaint mix by product
- I have 2 66.7% – 0% relief
- I have 1 33.3% – 0% relief
How the account should be reported as paid '' or settled '' rather than as an ongoing collection or charge-off. The current reporting is inaccurate and harmful to my credit profile's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| I have not received a Form 1099-C for this discharged debt. Since this information is necessary for me to properly prepare my tax returns and comply with IRS requirements | 2 |
| I have not received a Form XXXX for this XXXX debt. Since this information is necessary for me to properly prepare my tax returns and comply with IRS requirements | 1 |
Top States
| State | Complaints |
|---|---|
| as it suggests an ongoing obligation that has legally been satisfied through the discharge. | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| or 2. Issue a Form 1099-C if one has not yet been prepared | 2 |
| or 2. Issue a Form XXXX if one has not yet been prepared | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About the account should be reported as paid '' or settled '' rather than as an ongoing collection or charge-off. The current reporting is inaccurate and harmful to my credit profile
the account should be reported as paid '' or settled '' rather than as an ongoing collection or charge-off. The current reporting is inaccurate and harmful to my credit profile has accumulated 3 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to To d, and the most recent logged activity is To date, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, the account should be reported as paid '' or settled '' rather than as an ongoing collection or charge-off. The current reporting is inaccurate and harmful to my credit profile reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I have not received a Form 1099-C for this discharged debt. Since this information is necessary for me to properly prepare my tax returns and comply with IRS requirements", and the single most common underlying issue is "or 2. Issue a Form 1099-C if one has not yet been prepared".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating the account should be reported as paid '' or settled '' rather than as an ongoing collection or charge-off. The current reporting is inaccurate and harmful to my credit profile: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does the account should be reported as paid '' or settled '' rather than as an ongoing collection or charge-off. The current reporting is inaccurate and harmful to my credit profile have?
the account should be reported as paid '' or settled '' rather than as an ongoing collection or charge-off. The current reporting is inaccurate and harmful to my credit profile has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.
Does the account should be reported as paid '' or settled '' rather than as an ongoing collection or charge-off. The current reporting is inaccurate and harmful to my credit profile respond to complaints on time?
the account should be reported as paid '' or settled '' rather than as an ongoing collection or charge-off. The current reporting is inaccurate and harmful to my credit profile has a 0% timely response rate to CFPB complaints.
What is the most common complaint about the account should be reported as paid '' or settled '' rather than as an ongoing collection or charge-off. The current reporting is inaccurate and harmful to my credit profile?
The most common issue reported against the account should be reported as paid '' or settled '' rather than as an ongoing collection or charge-off. The current reporting is inaccurate and harmful to my credit profile is "or 2. Issue a Form 1099-C if one has not yet been prepared" in the "I have not received a Form 1099-C for this discharged debt. Since this information is necessary for me to properly prepare my tax returns and comply with IRS requirements" product category.
Read our methodology — how this data is sourced, computed, and verified.
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