Total complaints
1
Filed since When
2026 data Public-data reference. official source
that the transaction is really a loan from the bank and documenting it as an installment sale is just a sham to avoid the usury limit
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows that the transaction is really a loan from the bank and documenting it as an installment sale is just a sham to avoid the usury limit's complaint history from CFPB public records. 1 consumers have filed complaints since When. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
When
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
that the transaction is really a loan from the bank and documenting it as an installment sale is just a sham to avoid the usury limit complaint mix by product
- the lienholder 1 100.0% – 0% relief
How that the transaction is really a loan from the bank and documenting it as an installment sale is just a sham to avoid the usury limit's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| the lienholder | 1 |
Top States
| State | Complaints |
|---|---|
| which in the state of WA where the sale took place is 12 % per year. If this kind of business practice is lawful | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| I was advised ( via chat ) : XXXX at XXXX | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About that the transaction is really a loan from the bank and documenting it as an installment sale is just a sham to avoid the usury limit
that the transaction is really a loan from the bank and documenting it as an installment sale is just a sham to avoid the usury limit has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to When, and the most recent logged activity is When I ask, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, that the transaction is really a loan from the bank and documenting it as an installment sale is just a sham to avoid the usury limit reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "the lienholder", and the single most common underlying issue is "I was advised ( via chat ) : XXXX at XXXX".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating that the transaction is really a loan from the bank and documenting it as an installment sale is just a sham to avoid the usury limit: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does that the transaction is really a loan from the bank and documenting it as an installment sale is just a sham to avoid the usury limit have?
that the transaction is really a loan from the bank and documenting it as an installment sale is just a sham to avoid the usury limit has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does that the transaction is really a loan from the bank and documenting it as an installment sale is just a sham to avoid the usury limit respond to complaints on time?
that the transaction is really a loan from the bank and documenting it as an installment sale is just a sham to avoid the usury limit has a 0% timely response rate to CFPB complaints.
What is the most common complaint about that the transaction is really a loan from the bank and documenting it as an installment sale is just a sham to avoid the usury limit?
The most common issue reported against that the transaction is really a loan from the bank and documenting it as an installment sale is just a sham to avoid the usury limit is "I was advised ( via chat ) : XXXX at XXXX" in the "the lienholder" product category.
Read our methodology — how this data is sourced, computed, and verified.
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