Total complaints
25
Filed since 12 C
2026 data Public-data reference. official source
that such information may be disclosed to such third party ; ( B ) the consumer is given the opportunity
25 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
25 consumer complaints filed with the CFPB
This profile shows that such information may be disclosed to such third party ; ( B ) the consumer is given the opportunity's complaint history from CFPB public records. 25 consumers have filed complaints since 12 C. The company has a 0% timely response rate and has provided relief in 0% of cases.
25
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
12 C
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
that such information may be disclosed to such third party ; ( B ) the consumer is given the opportunity complaint mix by product
- a financial 5 25.0% – 0% relief
- of which 4 20.0% – 0% relief
- as per 4 20.0% – 0% relief
- you must 3 15.0% – 0% relief
- the term 2 10.0% – 0% relief
- they have 1 5.0% – 0% relief
- because CAPITAL 1 5.0% – 0% relief
How that such information may be disclosed to such third party ; ( B ) the consumer is given the opportunity's 25 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| a financial institution may not | 5 |
| of which the civil damages pursuant to 15 USC 1611 ( 1 ) are up to { { {$5000.00} } } per violation | 4 |
| as per 15 USC 6802 the law states ( a ) Notice requirements Except as otherwise provided in this subchapter | 4 |
| you must provide a clear and conspicuous notice to each of your consumers that accurately explains the right to opt out under that section. The notice must state : ( i ) That you disclose or reserve the right to disclose nonpublic personal information about your consumer to a nonaffiliated third party ; ( ii ) That the consumer has the right to opt out of that disclosure; and ( iii ) A reasonable means by which the consumer may exercise the opt-out right. 15 U.S. Code 6802 - Obligations with respect to disclosures of personal information ( a ) Notice requirements. Except as otherwise provided in this subchapter | 3 |
| the term consumer report does not include ( A ) subject to section 1681s3 of this title | 2 |
| they have defamed my character and caused me damages. I could not purchase a home or get approved for another credit card. I demand that this company complies with federal law because they have violated both my privacy and FCRA laws 15 U.S. Code 6802 - Obligations with respect to disclosures of personal information ( a ) Notice requirements Except as otherwise provided in this subchapter | 1 |
| because CAPITAL ONE FINANCIAL CORPORATION states that they do not provide consumer information to third parties which they violated by reporting my nonpublic personal information to the credit reporting agencies listed above. According to 15 USC 6802 B ) I am supposed to receive THREE disclosures before my nonpublic personal information is shared but I never received notice. CAPITAL ONE FINANCIAL CORPORATION ALSO unlawfully sold this debt to a third party AFTER the debt had already been tendered in accordance with UCC 3-603 et al. I have never had a contract or agreement with any third parties and I do NOT consent to them reporting any account to my credit report. I am invoking all rights under OPT OUT and to Privacy protected by 15 USC 6802 B | 1 |
| XXXX XXXX XXXX AFTER the debt had already been tendered in accordance with UCC 3-603 et al. I have never had a contract or agreement with XXXX XXXX XXXX and I do NOT consent to them reporting any account to my credit report. I am hereby invoking all rights under to OPT OUT and to Privacy protected by 15 USC 6802 B | 1 |
| XXXX XXXX XXXX AFTER the debt had already been tendered in accordance with XXXX XXXX et al. I have never had a contract or agreement with XXXX XXXX XXXX and I do NOT consent to them reporting any account to my credit report. I am hereby invoking all rights under to OPT OUT and to Privacy protected by 15 USC 6802 B | 1 |
| also states a consumer reporting agency can't furnish an account without my written instructions. Under 15 US Code 1666B- a creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose. Violation of TILA 15 US Code 1666 ( b ) Billing Error Violation of 15 US Code 1681 - Congressional findings and statement of purpose. If you are unable to provide me with a copy of the verifiable proof | 1 |
| and a respect for the consumers right to privacy. 15 USC 6802 - Obligations with respect to disclosures of personal information ( a ) Notice requirements : Except as otherwise provided in this subchapter | 1 |
| I was supposed to receive 3 disclosures. 15 U.S. Code 6802- Obligations with respect to disclosures of personal information ( a ) Notice requirements Except as otherwise provided in this subchapter | 1 |
Top States
| State | Complaints |
|---|---|
| before the time that such information is initially disclosed | 25 |
Top Issues
| Issue | Complaints |
|---|---|
| directly or through any affiliate | 10 |
| disclose to a nonaffiliated third party any nonpublic personal information | 5 |
| XXXX | 3 |
| 15 USC 6508 | 3 |
| if it is clearly and conspicuously disclosed to the consumer that the information may be communicated among such persons and the consumer is given the opportunity | 2 |
| EXPERIAN | 1 |
| in order to receive extension of credit | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About that such information may be disclosed to such third party ; ( B ) the consumer is given the opportunity
that such information may be disclosed to such third party ; ( B ) the consumer is given the opportunity has accumulated 25 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 25 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 12 C, and the most recent logged activity is y, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, that such information may be disclosed to such third party ; ( B ) the consumer is given the opportunity reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "a financial institution may not", and the single most common underlying issue is "directly or through any affiliate".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating that such information may be disclosed to such third party ; ( B ) the consumer is given the opportunity: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does that such information may be disclosed to such third party ; ( B ) the consumer is given the opportunity have?
that such information may be disclosed to such third party ; ( B ) the consumer is given the opportunity has received 25 consumer complaints filed with the Consumer Financial Protection Bureau.
Does that such information may be disclosed to such third party ; ( B ) the consumer is given the opportunity respond to complaints on time?
that such information may be disclosed to such third party ; ( B ) the consumer is given the opportunity has a 0% timely response rate to CFPB complaints.
What is the most common complaint about that such information may be disclosed to such third party ; ( B ) the consumer is given the opportunity?
The most common issue reported against that such information may be disclosed to such third party ; ( B ) the consumer is given the opportunity is "directly or through any affiliate" in the "a financial institution may not" product category.
Read our methodology — how this data is sourced, computed, and verified.
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