Total complaints
1
Filed since At o
2026 data Public-data reference. official source
that it is because I pay my balances off every month
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows that it is because I pay my balances off every month's complaint history from CFPB public records. 1 consumers have filed complaints since At o. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
At o
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
that it is because I pay my balances off every month complaint mix by product
- the person 1 100.0% – 0% relief
How that it is because I pay my balances off every month's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| the person I was talking to from Wells Fargo said sometimes it is actually better to carry a small balance to help your credit | 1 |
Top States
| State | Complaints |
|---|---|
| that Wells Fargo does not stand to benefit from me because I would not being paying interest to them. It appears that Wells Fargo has gone from setting up accounts for people that were unaware an account was being set up for them | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| and then I would qualify for a credit card with them. She then said no | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About that it is because I pay my balances off every month
that it is because I pay my balances off every month has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to At o, and the most recent logged activity is At one poi, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, that it is because I pay my balances off every month reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "the person I was talking to from Wells Fargo said sometimes it is actually better to carry a small balance to help your credit", and the single most common underlying issue is "and then I would qualify for a credit card with them. She then said no".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating that it is because I pay my balances off every month: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does that it is because I pay my balances off every month have?
that it is because I pay my balances off every month has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does that it is because I pay my balances off every month respond to complaints on time?
that it is because I pay my balances off every month has a 0% timely response rate to CFPB complaints.
What is the most common complaint about that it is because I pay my balances off every month?
The most common issue reported against that it is because I pay my balances off every month is "and then I would qualify for a credit card with them. She then said no" in the "the person I was talking to from Wells Fargo said sometimes it is actually better to carry a small balance to help your credit" product category.
Read our methodology — how this data is sourced, computed, and verified.
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