Total complaints
1
Filed since 3. F
2026 data Public-data reference. official source
that I actually was not required to make said payment because its included in finance charge
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows that I actually was not required to make said payment because its included in finance charge's complaint history from CFPB public records. 1 consumers have filed complaints since 3. F. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
3. F
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
that I actually was not required to make said payment because its included in finance charge complaint mix by product
- I 1 100.0% – 0% relief
How that I actually was not required to make said payment because its included in finance charge's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| I | 1 |
Top States
| State | Complaints |
|---|---|
| but it is also illegal under 15 U.S. Code 1605. Definition of finance is to provide funding for something and in this case the funding was for a vehicle but how can I be given money for a vehicle but at the same time have to give cash in order to get the funding. This is the purpose of truth and lending to fully disclose what my finance charge is and everything that is included and said company above has violated my consumer rights by not doing so which caused me to suffer a financial hardship because the deposit for the vehicle was my savings and I did not want to put anything down towards the vehicle but again was advised by the creditor I had to. | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| the consumer also knows that 15 U.S. Code 1605 is determination of finance charge which is defined as the amount of the finance charge in connection with any consumer credit transaction shall be determined as the sum of all charges | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About that I actually was not required to make said payment because its included in finance charge
that I actually was not required to make said payment because its included in finance charge has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 3. F, and the most recent logged activity is 3. Fact, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, that I actually was not required to make said payment because its included in finance charge reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I", and the single most common underlying issue is "the consumer also knows that 15 U.S. Code 1605 is determination of finance charge which is defined as the amount of the finance charge in connection with any consumer credit transaction shall be determined as the sum of all charges".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating that I actually was not required to make said payment because its included in finance charge: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does that I actually was not required to make said payment because its included in finance charge have?
that I actually was not required to make said payment because its included in finance charge has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does that I actually was not required to make said payment because its included in finance charge respond to complaints on time?
that I actually was not required to make said payment because its included in finance charge has a 0% timely response rate to CFPB complaints.
What is the most common complaint about that I actually was not required to make said payment because its included in finance charge?
The most common issue reported against that I actually was not required to make said payment because its included in finance charge is "the consumer also knows that 15 U.S. Code 1605 is determination of finance charge which is defined as the amount of the finance charge in connection with any consumer credit transaction shall be determined as the sum of all charges" in the "I" product category.
Read our methodology — how this data is sourced, computed, and verified.
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