th e APR for balance transfers ) is 25.99 % and the APR for cash advances is 27.90 %. These APRs will vary with the market based on the Prime Rate. The Minimum Interest Charge is {$2.00}. The cash advance fee is 5 % of each transaction ; minimum {$5.00}. For the Sears Mastercard

What the CFPB Record Shows About th e APR for balance transfers ) is 25.99 % and the APR for cash advances is 27.90 %. These APRs will vary with the market based on the Prime Rate. The Minimum Interest Charge is {$2.00}. The cash advance fee is 5 % of each transaction ; minimum {$5.00}. For the Sears Mastercard

th e APR for balance transfers ) is 25.99 % and the APR for cash advances is 27.90 %. These APRs will vary with the market based on the Prime Rate. The Minimum Interest Charge is {$2.00}. The cash advance fee is 5 % of each transaction ; minimum {$5.00}. For the Sears Mastercard has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 1 Su, and the most recent logged activity is 1 Subject , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, th e APR for balance transfers ) is 25.99 % and the APR for cash advances is 27.90 %. These APRs will vary with the market based on the Prime Rate. The Minimum Interest Charge is {$2.00}. The cash advance fee is 5 % of each transaction ; minimum {$5.00}. For the Sears Mastercard reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "or visit sears.com/credit . Exclude s Sears Commercial One Accounts and Sears Home Improvement Account valid on installed sales only. Offers are subject to changes without notice. +Sears Mastercard New Account : As of XXXX / XXXX / XXXX", and the single most common underlying issue is "and the APR for cash advances is 27.90 %. These APRs will vary with the market based on the Prime Rate. The Minimum Interest Charge is {$2.00}. The cash advance fee is 5 % of each transaction ; minimum {$5.00}. The balance transfer fee is 5 % of each trans action".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating th e APR for balance transfers ) is 25.99 % and the APR for cash advances is 27.90 %. These APRs will vary with the market based on the Prime Rate. The Minimum Interest Charge is {$2.00}. The cash advance fee is 5 % of each transaction ; minimum {$5.00}. For the Sears Mastercard: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.