Total complaints
110
Filed since 2018
110 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
110 consumer complaints filed with the CFPB
This profile shows TEXAS CAPITAL BANCSHARES, INC.'s complaint history from CFPB public records. 110 consumers have filed complaints since 2018. The company has a 100% timely response rate and has provided relief in 0.9% of cases.
Total complaints
110
Filed since 2018
Timely response
100%
CFPB-tracked response window
Relief rate
0.9%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How TEXAS CAPITAL BANCSHARES, INC.'s 110 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Checking or savings account | 97 |
| Money transfer, virtual currency, or money service | 6 |
| Mortgage | 4 |
| Credit card | 2 |
| Credit reporting or other personal consumer reports | 1 |
| State | Complaints |
|---|---|
| TX | 25 |
| FL | 10 |
| CA | 7 |
| NY | 7 |
| NJ | 6 |
| GA | 6 |
| NV | 5 |
| VA | 5 |
| PA | 4 |
| AZ | 3 |
| TN | 3 |
| MI | 3 |
| WA | 3 |
| MD | 2 |
| LA | 2 |
| IL | 2 |
| CT | 2 |
| AR | 2 |
| DE | 2 |
| SC | 2 |
| Issue | Complaints |
|---|---|
| Managing an account | 67 |
| Opening an account | 24 |
| Closing an account | 6 |
| Trouble during payment process | 4 |
| Other transaction problem | 2 |
| Fraud or scam | 2 |
| Fees or interest | 1 |
| Money was not available when promised | 1 |
| Problem with a purchase shown on your statement | 1 |
| Improper use of your report | 1 |
| Wrong amount charged or received | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 1 | 100% |
| 2019 | 1 | 100% |
| 2020 | 2 | 100% |
| 2021 | 5 | 100% |
| 2022 | 24 | 100% |
| 2023 | 13 | 100% |
| 2024 | 22 | 100% |
| 2025 | 28 | 100% |
| 2026 | 14 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
TEXAS CAPITAL BANCSHARES, INC. has accumulated 110 consumer complaints in the CFPB public database, with filings active across 28 U.S. states. Of those submissions, 38 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2018, and the most recent logged activity is 2026-03-27, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, TEXAS CAPITAL BANCSHARES, INC. reports a 100% timely-response rate and has closed 99.1% of cases with a written explanation to the consumer. 0.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating TEXAS CAPITAL BANCSHARES, INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Learn more about your rights and how to interpret complaint data.
Explore additional financial data about companies, lenders, and institutions on our partner portals.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
TEXAS CAPITAL BANCSHARES, INC. has received 110 consumer complaints filed with the Consumer Financial Protection Bureau.
TEXAS CAPITAL BANCSHARES, INC. has a 100% timely response rate to CFPB complaints.
The most common issue reported against TEXAS CAPITAL BANCSHARES, INC. is "Managing an account" in the "Checking or savings account" product category.
Read our methodology — how this data is sourced, computed, and verified.