2026 data Public-data reference. official source

TEXAS CAPITAL BANCSHARES, INC.

110 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

110 consumer complaints filed with the CFPB

This profile shows TEXAS CAPITAL BANCSHARES, INC.'s complaint history from CFPB public records. 110 consumers have filed complaints since 2018. The company has a 100% timely response rate and has provided relief in 0.9% of cases.

110
Total Complaints
100%
Timely Response
0%
Disputed
0.9%
Relief Provided
28
States Active
2018
Since

Total complaints

110

Filed since 2018

Timely response

100%

CFPB-tracked response window

Relief rate

0.9%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.9%
Industry median

Share closed with monetary or non-monetary relief.

TEXAS CAPITAL BANCSHARES, INC. complaint mix by product

Total complaints: 110

TEXAS CAPITAL BANCSHARES, INC. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 110 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 97 complaints (88.2%), resolution 1.0% Checking or 88.2% Money transfer,: 6 complaints (5.5%), resolution 0.0% Mortgage: 4 complaints (3.6%), resolution 0.0% Credit card: 2 complaints (1.8%), resolution 0.0% Credit reporting: 1 complaints (0.9%), resolution 0.0%
  • Checking or 97 88.2% 1% relief
  • Money transfer, 6 5.5% 0% relief
  • Mortgage 4 3.6% 0% relief
  • Credit card 2 1.8% 0% relief
  • Credit reporting 1 0.9% 0% relief

How TEXAS CAPITAL BANCSHARES, INC.'s 110 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 97
Money transfer, virtual currency, or money service 6
Mortgage 4
Credit card 2
Credit reporting or other personal consumer reports 1

Top States

State Complaints
TX 25
FL 10
CA 7
NY 7
NJ 6
GA 6
NV 5
VA 5
PA 4
AZ 3
TN 3
MI 3
WA 3
MD 2
LA 2
IL 2
CT 2
AR 2
DE 2
SC 2

Top Issues

Issue Complaints
Managing an account 67
Opening an account 24
Closing an account 6
Trouble during payment process 4
Other transaction problem 2
Fraud or scam 2
Fees or interest 1
Money was not available when promised 1
Problem with a purchase shown on your statement 1
Improper use of your report 1
Wrong amount charged or received 1

Yearly Trend

Year Complaints Timely
2018 1 100%
2019 1 100%
2020 2 100%
2021 5 100%
2022 24 100%
2023 13 100%
2024 22 100%
2025 28 100%
2026 14 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About TEXAS CAPITAL BANCSHARES, INC.

TEXAS CAPITAL BANCSHARES, INC. has accumulated 110 consumer complaints in the CFPB public database, with filings active across 28 U.S. states. Of those submissions, 38 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2018, and the most recent logged activity is 2026-03-27, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, TEXAS CAPITAL BANCSHARES, INC. reports a 100% timely-response rate and has closed 99.1% of cases with a written explanation to the consumer. 0.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating TEXAS CAPITAL BANCSHARES, INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does TEXAS CAPITAL BANCSHARES, INC. have?

TEXAS CAPITAL BANCSHARES, INC. has received 110 consumer complaints filed with the Consumer Financial Protection Bureau.

Does TEXAS CAPITAL BANCSHARES, INC. respond to complaints on time?

TEXAS CAPITAL BANCSHARES, INC. has a 100% timely response rate to CFPB complaints.

What is the most common complaint about TEXAS CAPITAL BANCSHARES, INC.?

The most common issue reported against TEXAS CAPITAL BANCSHARES, INC. is "Managing an account" in the "Checking or savings account" product category.

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