Tex. Bus. & Com. Code 17.46 ( b ) Prohibits unfair or deceptive acts

What the CFPB Record Shows About Tex. Bus. & Com. Code 17.46 ( b ) Prohibits unfair or deceptive acts

Tex. Bus. & Com. Code 17.46 ( b ) Prohibits unfair or deceptive acts has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Your, and the most recent logged activity is Your repor, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Tex. Bus. & Com. Code 17.46 ( b ) Prohibits unfair or deceptive acts reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "misleading", and the single most common underlying issue is "including : Applicable Laws and Guidelines Fair Credit Reporting Act ( FCRA ) 1681e ( b ) : Duty to maintain maximum possible accuracy of reported information 1681i : Duty to conduct reasonable reinvestigation of disputed information 1681s-2 ( b ) : Furnishers duty to investigate and correct inaccurate or incomplete information 1681i ( a ) ( 5 ) ( B ) : Restrictions on unauthorized reinsertion of deleted data XXXX XXXX Compliance Guidelines Required accurate reporting of Date of First Delinquency ( DOFD )".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Tex. Bus. & Com. Code 17.46 ( b ) Prohibits unfair or deceptive acts: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.