Total complaints
1
Filed since Read
2026 data Public-data reference. official source
terms and annual percentage rates ( APR '' ) may vary based upon LendingPoint 's proprietary scoring and underwriting system 's review of your credit
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows terms and annual percentage rates ( APR '' ) may vary based upon LendingPoint 's proprietary scoring and underwriting system 's review of your credit's complaint history from CFPB public records. 1 consumers have filed complaints since Read. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Read
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
terms and annual percentage rates ( APR '' ) may vary based upon LendingPoint 's proprietary scoring and underwriting system 's review of your credit complaint mix by product
- and I 1 100.0% – 0% relief
How terms and annual percentage rates ( APR '' ) may vary based upon LendingPoint 's proprietary scoring and underwriting system 's review of your credit's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| and I will call you directly. Talk to you soon Schedule a Call In appreciation | 1 |
Top States
| State | Complaints |
|---|---|
| financial condition | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| including : XXXX XXXX | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About terms and annual percentage rates ( APR '' ) may vary based upon LendingPoint 's proprietary scoring and underwriting system 's review of your credit
terms and annual percentage rates ( APR '' ) may vary based upon LendingPoint 's proprietary scoring and underwriting system 's review of your credit has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Read, and the most recent logged activity is Ready to g, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, terms and annual percentage rates ( APR '' ) may vary based upon LendingPoint 's proprietary scoring and underwriting system 's review of your credit reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "and I will call you directly. Talk to you soon Schedule a Call In appreciation", and the single most common underlying issue is "including : XXXX XXXX".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating terms and annual percentage rates ( APR '' ) may vary based upon LendingPoint 's proprietary scoring and underwriting system 's review of your credit: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does terms and annual percentage rates ( APR '' ) may vary based upon LendingPoint 's proprietary scoring and underwriting system 's review of your credit have?
terms and annual percentage rates ( APR '' ) may vary based upon LendingPoint 's proprietary scoring and underwriting system 's review of your credit has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does terms and annual percentage rates ( APR '' ) may vary based upon LendingPoint 's proprietary scoring and underwriting system 's review of your credit respond to complaints on time?
terms and annual percentage rates ( APR '' ) may vary based upon LendingPoint 's proprietary scoring and underwriting system 's review of your credit has a 0% timely response rate to CFPB complaints.
What is the most common complaint about terms and annual percentage rates ( APR '' ) may vary based upon LendingPoint 's proprietary scoring and underwriting system 's review of your credit?
The most common issue reported against terms and annual percentage rates ( APR '' ) may vary based upon LendingPoint 's proprietary scoring and underwriting system 's review of your credit is "including : XXXX XXXX" in the "and I will call you directly. Talk to you soon Schedule a Call In appreciation" product category.
Read our methodology — how this data is sourced, computed, and verified.
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