2026 data Public-data reference. official source

state consumer protection acts ) Experian Inquiries Demand for Removal of Unauthorized Hard Inquiries I am filing a complaint regarding unauthorized hard inquiries on my Experian credit report dated XX/XX/XXXX. These inquiries were pulled by credit-granting entities without my explicit authorization and for no valid permissible purpose

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows state consumer protection acts ) Experian Inquiries Demand for Removal of Unauthorized Hard Inquiries I am filing a complaint regarding unauthorized hard inquiries on my Experian credit report dated XX/XX/XXXX. These inquiries were pulled by credit-granting entities without my explicit authorization and for no valid permissible purpose's complaint history from CFPB public records. 1 consumers have filed complaints since Stat. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Stat
Since

Total complaints

1

Filed since Stat

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

state consumer protection acts ) Experian Inquiries Demand for Removal of Unauthorized Hard Inquiries I am filing a complaint regarding unauthorized hard inquiries on my Experian credit report dated XX/XX/XXXX. These inquiries were pulled by credit-granting entities without my explicit authorization and for no valid permissible purpose complaint mix by product

Total complaints: 1

state consumer protection acts ) Experian Inquiries Demand for Removal of Unauthorized Hard Inquiries I am filing a complaint regarding unauthorized hard inquiries on my Experian credit report dated XX/XX/XXXX. These inquiries were pulled by credit-granting entities without my explicit authorization and for no valid permissible purpose complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). 15 U.S.C.: 1 complaints (100.0%), resolution 0.0% 15 U.S.C. 100.0%
  • 15 U.S.C. 1 100.0% 0% relief

How state consumer protection acts ) Experian Inquiries Demand for Removal of Unauthorized Hard Inquiries I am filing a complaint regarding unauthorized hard inquiries on my Experian credit report dated XX/XX/XXXX. These inquiries were pulled by credit-granting entities without my explicit authorization and for no valid permissible purpose's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
15 U.S.C. 1681b ( a ) ( FCRA inquiry requirements ) 1

Top States

State Complaints
violating FCRA and state law. 1

Top Issues

Issue Complaints
16 CFR 1022.2 ( FTC Safeguards Rule ) 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About state consumer protection acts ) Experian Inquiries Demand for Removal of Unauthorized Hard Inquiries I am filing a complaint regarding unauthorized hard inquiries on my Experian credit report dated XX/XX/XXXX. These inquiries were pulled by credit-granting entities without my explicit authorization and for no valid permissible purpose

state consumer protection acts ) Experian Inquiries Demand for Removal of Unauthorized Hard Inquiries I am filing a complaint regarding unauthorized hard inquiries on my Experian credit report dated XX/XX/XXXX. These inquiries were pulled by credit-granting entities without my explicit authorization and for no valid permissible purpose has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Stat, and the most recent logged activity is Statute : , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, state consumer protection acts ) Experian Inquiries Demand for Removal of Unauthorized Hard Inquiries I am filing a complaint regarding unauthorized hard inquiries on my Experian credit report dated XX/XX/XXXX. These inquiries were pulled by credit-granting entities without my explicit authorization and for no valid permissible purpose reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "15 U.S.C. 1681b ( a ) ( FCRA inquiry requirements )", and the single most common underlying issue is "16 CFR 1022.2 ( FTC Safeguards Rule )".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating state consumer protection acts ) Experian Inquiries Demand for Removal of Unauthorized Hard Inquiries I am filing a complaint regarding unauthorized hard inquiries on my Experian credit report dated XX/XX/XXXX. These inquiries were pulled by credit-granting entities without my explicit authorization and for no valid permissible purpose: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does state consumer protection acts ) Experian Inquiries Demand for Removal of Unauthorized Hard Inquiries I am filing a complaint regarding unauthorized hard inquiries on my Experian credit report dated XX/XX/XXXX. These inquiries were pulled by credit-granting entities without my explicit authorization and for no valid permissible purpose have?

state consumer protection acts ) Experian Inquiries Demand for Removal of Unauthorized Hard Inquiries I am filing a complaint regarding unauthorized hard inquiries on my Experian credit report dated XX/XX/XXXX. These inquiries were pulled by credit-granting entities without my explicit authorization and for no valid permissible purpose has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does state consumer protection acts ) Experian Inquiries Demand for Removal of Unauthorized Hard Inquiries I am filing a complaint regarding unauthorized hard inquiries on my Experian credit report dated XX/XX/XXXX. These inquiries were pulled by credit-granting entities without my explicit authorization and for no valid permissible purpose respond to complaints on time?

state consumer protection acts ) Experian Inquiries Demand for Removal of Unauthorized Hard Inquiries I am filing a complaint regarding unauthorized hard inquiries on my Experian credit report dated XX/XX/XXXX. These inquiries were pulled by credit-granting entities without my explicit authorization and for no valid permissible purpose has a 0% timely response rate to CFPB complaints.

What is the most common complaint about state consumer protection acts ) Experian Inquiries Demand for Removal of Unauthorized Hard Inquiries I am filing a complaint regarding unauthorized hard inquiries on my Experian credit report dated XX/XX/XXXX. These inquiries were pulled by credit-granting entities without my explicit authorization and for no valid permissible purpose?

The most common issue reported against state consumer protection acts ) Experian Inquiries Demand for Removal of Unauthorized Hard Inquiries I am filing a complaint regarding unauthorized hard inquiries on my Experian credit report dated XX/XX/XXXX. These inquiries were pulled by credit-granting entities without my explicit authorization and for no valid permissible purpose is "16 CFR 1022.2 ( FTC Safeguards Rule )" in the "15 U.S.C. 1681b ( a ) ( FCRA inquiry requirements )" product category.

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