Total complaints
2
Filed since Seco
2026 data Public-data reference. official source
some letter written more than 45 days
2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2 consumer complaints filed with the CFPB
This profile shows some letter written more than 45 days's complaint history from CFPB public records. 2 consumers have filed complaints since Seco. The company has a 0% timely response rate and has provided relief in 0% of cases.
2
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Seco
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
some letter written more than 45 days complaint mix by product
- Transunion and 1 50.0% – 0% relief
- XXXX and 1 50.0% – 0% relief
How some letter written more than 45 days's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Transunion and XXXX are reporting that I was 30 days late on this account on XX/XX/ | 1 |
| XXXX and Equifax are reporting that I was 30 days late on this account on XX/XX/2023 | 1 |
Top States
| State | Complaints |
|---|---|
| ands of this day | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| thus I could not be late prior to the due date. Notwithstanding | 2 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About some letter written more than 45 days
some letter written more than 45 days has accumulated 2 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Seco, and the most recent logged activity is Secondly, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, some letter written more than 45 days reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Transunion and XXXX are reporting that I was 30 days late on this account on XX/XX/", and the single most common underlying issue is "thus I could not be late prior to the due date. Notwithstanding".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating some letter written more than 45 days: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does some letter written more than 45 days have?
some letter written more than 45 days has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.
Does some letter written more than 45 days respond to complaints on time?
some letter written more than 45 days has a 0% timely response rate to CFPB complaints.
What is the most common complaint about some letter written more than 45 days?
The most common issue reported against some letter written more than 45 days is "thus I could not be late prior to the due date. Notwithstanding" in the "Transunion and XXXX are reporting that I was 30 days late on this account on XX/XX/" product category.
Read our methodology — how this data is sourced, computed, and verified.
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