Total complaints
1
Filed since coun
2026 data Public-data reference. official source
so portfolio recovery is trying to collect on a debt that has been settled 5 months ago
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows so portfolio recovery is trying to collect on a debt that has been settled 5 months ago's complaint history from CFPB public records. 1 consumers have filed complaints since coun. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
coun
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
so portfolio recovery is trying to collect on a debt that has been settled 5 months ago complaint mix by product
- as we 1 100.0% – 0% relief
How so portfolio recovery is trying to collect on a debt that has been settled 5 months ago's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| as we are in the process of buying a house. I contacted portfolio recovery | 1 |
Top States
| State | Complaints |
|---|---|
| and damaging my credit in the process. I asked XXXX XXXX how is it that portfolio recovery is trying to collect the amount we settled on and not the whole debt if you have had no contact with them?? This is showing up on the 3 major credit reports as and open collection and has dropped my credit score!! It is illegal to try and collect on a debt that has been settled | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| yes they are not trying to collect the full amount | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About so portfolio recovery is trying to collect on a debt that has been settled 5 months ago
so portfolio recovery is trying to collect on a debt that has been settled 5 months ago has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to coun, and the most recent logged activity is count stil, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, so portfolio recovery is trying to collect on a debt that has been settled 5 months ago reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "as we are in the process of buying a house. I contacted portfolio recovery", and the single most common underlying issue is "yes they are not trying to collect the full amount".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating so portfolio recovery is trying to collect on a debt that has been settled 5 months ago: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does so portfolio recovery is trying to collect on a debt that has been settled 5 months ago have?
so portfolio recovery is trying to collect on a debt that has been settled 5 months ago has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does so portfolio recovery is trying to collect on a debt that has been settled 5 months ago respond to complaints on time?
so portfolio recovery is trying to collect on a debt that has been settled 5 months ago has a 0% timely response rate to CFPB complaints.
What is the most common complaint about so portfolio recovery is trying to collect on a debt that has been settled 5 months ago?
The most common issue reported against so portfolio recovery is trying to collect on a debt that has been settled 5 months ago is "yes they are not trying to collect the full amount" in the "as we are in the process of buying a house. I contacted portfolio recovery" product category.
Read our methodology — how this data is sourced, computed, and verified.
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