2026 data Public-data reference. official source

so much work to build my credit just to be destroyed by a collection account like that

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows so much work to build my credit just to be destroyed by a collection account like that's complaint history from CFPB public records. 1 consumers have filed complaints since I wa. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
I wa
Since

Total complaints

1

Filed since I wa

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

so much work to build my credit just to be destroyed by a collection account like that complaint mix by product

Total complaints: 1

so much work to build my credit just to be destroyed by a collection account like that complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). I do: 1 complaints (100.0%), resolution 0.0% I do 100.0%
  • I do 1 100.0% 0% relief

How so much work to build my credit just to be destroyed by a collection account like that's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
I do not understand where is that account coming from 1

Top States

State Complaints
XXXX!! my self esteem is to the ground 1

Top Issues

Issue Complaints
always make payments on time 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About so much work to build my credit just to be destroyed by a collection account like that

so much work to build my credit just to be destroyed by a collection account like that has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I wa, and the most recent logged activity is I was hear, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, so much work to build my credit just to be destroyed by a collection account like that reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I do not understand where is that account coming from", and the single most common underlying issue is "always make payments on time".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating so much work to build my credit just to be destroyed by a collection account like that: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does so much work to build my credit just to be destroyed by a collection account like that have?

so much work to build my credit just to be destroyed by a collection account like that has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does so much work to build my credit just to be destroyed by a collection account like that respond to complaints on time?

so much work to build my credit just to be destroyed by a collection account like that has a 0% timely response rate to CFPB complaints.

What is the most common complaint about so much work to build my credit just to be destroyed by a collection account like that?

The most common issue reported against so much work to build my credit just to be destroyed by a collection account like that is "always make payments on time" in the "I do not understand where is that account coming from" product category.

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