so I started paying down my card instead. Why was my card decreased by almost exactly what I paid? She stated it was because the company wanted me to not use my car. I stated the last time i used this particular card was in XXXX which is more than 5 months ago and am trying to pay it down but u guys are moving my credit score so it looks like im making no progress. she stated it was because they dont want me to use the credit. I stated thatits gon na look bad to credit bureau'sand look like ive made no progress and she stated tthey have to protecttheir business and if i paid less it would have decreased by lessand if i paid more it be decreased by more so i asked will my card now be decreased another XXXX since i made a {$400.00}. dollar payment and she said she couldnt answer that. I know this is not predatory lending from Bank of America but it is detrimental to my credit.

What the CFPB Record Shows About so I started paying down my card instead. Why was my card decreased by almost exactly what I paid? She stated it was because the company wanted me to not use my car. I stated the last time i used this particular card was in XXXX which is more than 5 months ago and am trying to pay it down but u guys are moving my credit score so it looks like im making no progress. she stated it was because they dont want me to use the credit. I stated thatits gon na look bad to credit bureau'sand look like ive made no progress and she stated tthey have to protecttheir business and if i paid less it would have decreased by lessand if i paid more it be decreased by more so i asked will my card now be decreased another XXXX since i made a {$400.00}. dollar payment and she said she couldnt answer that. I know this is not predatory lending from Bank of America but it is detrimental to my credit.

so I started paying down my card instead. Why was my card decreased by almost exactly what I paid? She stated it was because the company wanted me to not use my car. I stated the last time i used this particular card was in XXXX which is more than 5 months ago and am trying to pay it down but u guys are moving my credit score so it looks like im making no progress. she stated it was because they dont want me to use the credit. I stated thatits gon na look bad to credit bureau'sand look like ive made no progress and she stated tthey have to protecttheir business and if i paid less it would have decreased by lessand if i paid more it be decreased by more so i asked will my card now be decreased another XXXX since i made a {$400.00}. dollar payment and she said she couldnt answer that. I know this is not predatory lending from Bank of America but it is detrimental to my credit. has accumulated 1 consumer complaint in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XX/X, and the most recent logged activity is XX/XX/XXXX, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, so I started paying down my card instead. Why was my card decreased by almost exactly what I paid? She stated it was because the company wanted me to not use my car. I stated the last time i used this particular card was in XXXX which is more than 5 months ago and am trying to pay it down but u guys are moving my credit score so it looks like im making no progress. she stated it was because they dont want me to use the credit. I stated thatits gon na look bad to credit bureau'sand look like ive made no progress and she stated tthey have to protecttheir business and if i paid less it would have decreased by lessand if i paid more it be decreased by more so i asked will my card now be decreased another XXXX since i made a {$400.00}. dollar payment and she said she couldnt answer that. I know this is not predatory lending from Bank of America but it is detrimental to my credit. reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "{$1800.00}. Your new cash credit line", and the single most common underlying issue is "is {$400.00}. So I called on XX/XX/XXXX2025 and spoke to XXXX XXXX".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating so I started paying down my card instead. Why was my card decreased by almost exactly what I paid? She stated it was because the company wanted me to not use my car. I stated the last time i used this particular card was in XXXX which is more than 5 months ago and am trying to pay it down but u guys are moving my credit score so it looks like im making no progress. she stated it was because they dont want me to use the credit. I stated thatits gon na look bad to credit bureau'sand look like ive made no progress and she stated tthey have to protecttheir business and if i paid less it would have decreased by lessand if i paid more it be decreased by more so i asked will my card now be decreased another XXXX since i made a {$400.00}. dollar payment and she said she couldnt answer that. I know this is not predatory lending from Bank of America but it is detrimental to my credit.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.