small-dollar account 5. XXXX XXXX XXXX Acct # : XXXX o Issue : Late payment on student loan ( {$22000.00} ) o Violation : FCRA XXXX681c obsolete information 6. XXXX XXXX Acct # : XXXX o Issue : Late payment ( {$22000.00} ) o Violation : FCRA 1681s-2 no proper verification 7. XXXX XXXX Acct # : XXXX o Issue : Charged-off collection for {$620.00} o Violation : FDCPA XXXX false/misleading representation 8. XXXX XXXX XXXX Acct # : XXXX o Issue : Late payment

What the CFPB Record Shows About small-dollar account 5. XXXX XXXX XXXX Acct # : XXXX o Issue : Late payment on student loan ( {$22000.00} ) o Violation : FCRA XXXX681c obsolete information 6. XXXX XXXX Acct # : XXXX o Issue : Late payment ( {$22000.00} ) o Violation : FCRA 1681s-2 no proper verification 7. XXXX XXXX Acct # : XXXX o Issue : Charged-off collection for {$620.00} o Violation : FDCPA XXXX false/misleading representation 8. XXXX XXXX XXXX Acct # : XXXX o Issue : Late payment

small-dollar account 5. XXXX XXXX XXXX Acct # : XXXX o Issue : Late payment on student loan ( {$22000.00} ) o Violation : FCRA XXXX681c obsolete information 6. XXXX XXXX Acct # : XXXX o Issue : Late payment ( {$22000.00} ) o Violation : FCRA 1681s-2 no proper verification 7. XXXX XXXX Acct # : XXXX o Issue : Charged-off collection for {$620.00} o Violation : FDCPA XXXX false/misleading representation 8. XXXX XXXX XXXX Acct # : XXXX o Issue : Late payment has accumulated 3 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Furt, and the most recent logged activity is Furthermor, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, small-dollar account 5. XXXX XXXX XXXX Acct # : XXXX o Issue : Late payment on student loan ( {$22000.00} ) o Violation : FCRA XXXX681c obsolete information 6. XXXX XXXX Acct # : XXXX o Issue : Late payment ( {$22000.00} ) o Violation : FCRA 1681s-2 no proper verification 7. XXXX XXXX Acct # : XXXX o Issue : Charged-off collection for {$620.00} o Violation : FDCPA XXXX false/misleading representation 8. XXXX XXXX XXXX Acct # : XXXX o Issue : Late payment reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "several accounts listed on my credit report are either inaccurately reported or have resulted in unauthorized collections", and the single most common underlying issue is "or late payments. I have disputed these accounts with the CRAs".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating small-dollar account 5. XXXX XXXX XXXX Acct # : XXXX o Issue : Late payment on student loan ( {$22000.00} ) o Violation : FCRA XXXX681c obsolete information 6. XXXX XXXX Acct # : XXXX o Issue : Late payment ( {$22000.00} ) o Violation : FCRA 1681s-2 no proper verification 7. XXXX XXXX Acct # : XXXX o Issue : Charged-off collection for {$620.00} o Violation : FDCPA XXXX false/misleading representation 8. XXXX XXXX XXXX Acct # : XXXX o Issue : Late payment: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.