Total complaints
1
Filed since I am
2026 data Public-data reference. official source
since the act impacted my ability to repay
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows since the act impacted my ability to repay's complaint history from CFPB public records. 1 consumers have filed complaints since I am. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
I am
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
since the act impacted my ability to repay complaint mix by product
- along with 1 100.0% – 0% relief
How since the act impacted my ability to repay's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| along with all points forfeited on former cards. American Express did provide my points that were forfeited since XXXX of 2023 for my XXXX XXXX only | 1 |
Top States
| State | Complaints |
|---|---|
| I am requesting that American Express refund all late fees for 2023. Lastly | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| I am requesting a formal account review of all cards | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About since the act impacted my ability to repay
since the act impacted my ability to repay has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I am, and the most recent logged activity is I am forma, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, since the act impacted my ability to repay reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "along with all points forfeited on former cards. American Express did provide my points that were forfeited since XXXX of 2023 for my XXXX XXXX only", and the single most common underlying issue is "I am requesting a formal account review of all cards".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating since the act impacted my ability to repay: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does since the act impacted my ability to repay have?
since the act impacted my ability to repay has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does since the act impacted my ability to repay respond to complaints on time?
since the act impacted my ability to repay has a 0% timely response rate to CFPB complaints.
What is the most common complaint about since the act impacted my ability to repay?
The most common issue reported against since the act impacted my ability to repay is "I am requesting a formal account review of all cards" in the "along with all points forfeited on former cards. American Express did provide my points that were forfeited since XXXX of 2023 for my XXXX XXXX only" product category.
Read our methodology — how this data is sourced, computed, and verified.
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