Total complaints
1
Filed since Plea
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows she said I can't explain it to you's complaint history from CFPB public records. 1 consumers have filed complaints since Plea. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
1
Filed since Plea
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How she said I can't explain it to you's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| I called customer service. I asked one more time are my payments being applied toward my higher APR balance. Once again | 1 |
| State | Complaints |
|---|---|
| I'll open another dispute for you. So I can get the same generic letter? No thanks.,,AMERICAN EXPRESS COMPANY,KS,66614,,Consent provided,Web,2020-01-25,Closed with explanation,Yes,N/A,3509493 | 1 |
| Issue | Complaints |
|---|---|
| it's not applied to the higher interest rate. So I asked again how the balance that is subject to interest was computed. She said no one can answer you. I said you don't have an accounting department that can tell me how the balances are computed | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
she said I can't explain it to you has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Plea, and the most recent logged activity is Please be , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, she said I can't explain it to you reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I called customer service. I asked one more time are my payments being applied toward my higher APR balance. Once again", and the single most common underlying issue is "it's not applied to the higher interest rate. So I asked again how the balance that is subject to interest was computed. She said no one can answer you. I said you don't have an accounting department that can tell me how the balances are computed".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating she said I can't explain it to you: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
she said I can't explain it to you has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
she said I can't explain it to you has a 0% timely response rate to CFPB complaints.
The most common issue reported against she said I can't explain it to you is "it's not applied to the higher interest rate. So I asked again how the balance that is subject to interest was computed. She said no one can answer you. I said you don't have an accounting department that can tell me how the balances are computed" in the "I called customer service. I asked one more time are my payments being applied toward my higher APR balance. Once again" product category.
Read our methodology — how this data is sourced, computed, and verified.