Total complaints
8
Filed since ACCO
2026 data Public-data reference. official source
section 623
8 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
8 consumer complaints filed with the CFPB
This profile shows section 623's complaint history from CFPB public records. 8 consumers have filed complaints since ACCO. The company has a 0% timely response rate and has provided relief in 0% of cases.
8
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
3
States Active
ACCO
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
section 623 complaint mix by product
- as I 3 37.5% – 0% relief
- XXXX & 1 12.5% – 0% relief
- EXPERIAN XXXX 1 12.5% – 0% relief
- OHXXXX XXXX 1 12.5% – 0% relief
- XXXX XXXX 1 12.5% – 0% relief
- XXXX & 1 12.5% – 0% relief
How section 623's 8 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| as I understand the code | 3 |
| XXXX & XXXX BALANCE- AMOUNT DUE AFTER ACCOUNT WAS CHAREOFF HIGH CREDITXXXX AMOUNT DIFFER FROM TRANSUNION | 1 |
| EXPERIAN XXXX XXXX HIGH CREDIT- AMOUNTS DIFFER FROM XXXX | 1 |
| OHXXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| XXXX XXXX EQUIFAX HIGH CREDIT- AMOUNTS DIFFER FROM XXXX | 1 |
| XXXX & EQUIFAX DATE XXXX DIFFER FROM XXXX | 1 |
Top States
| State | Complaints |
|---|---|
| subsection ( 7 ) ( A ). However | 4 |
| subsection ( 7 ) ( A. ) I am requesting that you provide me with proof of notification | 3 |
| subsection ( 8 ) ( D ). The specific information is not accurate. The following addresses and the variation on my name are not accurate. Please delete all other variations of my name I am no longer affiliated with those addresses. I would like to have my credit report to reflect true up to date information that is accurate.,,EQUIFAX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| in writing | 3 |
| XXXX & XXXX DATE LAST ACTIVE- DATES DIFFER FROM TRANSUNION | 1 |
| EXPERIAN & XXXX DATE LAST ACTIVE- DATES DIFFER FROM XXXX | 1 |
| OHXXXX XXXX XXXX XXXX XXXX | 1 |
| XXXX & EQUIFAX DATE LAST ACTIVE- DATES DIFFER FROM XXXX | 1 |
| XXXX & EQUIFAX LAST REPORTED- DATE DIFFER FROM XXXX XXXX XXXX & EQUIFAX DATE LAST ACTIVE-DATE XXXX FROM XXXX | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About section 623
section 623 has accumulated 8 consumer complaints in the CFPB public database, with filings active across 3 U.S. states. Of those submissions, 8 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to ACCO, and the most recent logged activity is The basis , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, section 623 reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "as I understand the code", and the single most common underlying issue is "in writing".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating section 623: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does section 623 have?
section 623 has received 8 consumer complaints filed with the Consumer Financial Protection Bureau.
Does section 623 respond to complaints on time?
section 623 has a 0% timely response rate to CFPB complaints.
What is the most common complaint about section 623?
The most common issue reported against section 623 is "in writing" in the "as I understand the code" product category.
Read our methodology — how this data is sourced, computed, and verified.
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