Total complaints
1
Filed since Sinc
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows Section 445.903. The account/tradeline corresponding to the the actions here are listed on my credit report as a collection account identifying XXXX XXXX XXXX XXXX XXXX entity attempting to collect on an alleged debt. XXXX XXXX XXXX themselves acknowledges they are trying to collect on an alleged debt. Yet's complaint history from CFPB public records. 1 consumers have filed complaints since Sinc. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
1
Filed since Sinc
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How Section 445.903. The account/tradeline corresponding to the the actions here are listed on my credit report as a collection account identifying XXXX XXXX XXXX XXXX XXXX entity attempting to collect on an alleged debt. XXXX XXXX XXXX themselves acknowledges they are trying to collect on an alleged debt. Yet's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| they may not be in the act of collection on debt in MI. The FCRA prohibits a data furnisher from supplying invalid and/or unverifiable information to a CRA. Equally | 1 |
| State | Complaints |
|---|---|
| they are not licensed to collect on debt in MI -- they never have been and therefore | 1 |
| Issue | Complaints |
|---|---|
| unconscionable | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
Section 445.903. The account/tradeline corresponding to the the actions here are listed on my credit report as a collection account identifying XXXX XXXX XXXX XXXX XXXX entity attempting to collect on an alleged debt. XXXX XXXX XXXX themselves acknowledges they are trying to collect on an alleged debt. Yet has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Sinc, and the most recent logged activity is Since XXXX, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Section 445.903. The account/tradeline corresponding to the the actions here are listed on my credit report as a collection account identifying XXXX XXXX XXXX XXXX XXXX entity attempting to collect on an alleged debt. XXXX XXXX XXXX themselves acknowledges they are trying to collect on an alleged debt. Yet reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "they may not be in the act of collection on debt in MI. The FCRA prohibits a data furnisher from supplying invalid and/or unverifiable information to a CRA. Equally", and the single most common underlying issue is "unconscionable".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Section 445.903. The account/tradeline corresponding to the the actions here are listed on my credit report as a collection account identifying XXXX XXXX XXXX XXXX XXXX entity attempting to collect on an alleged debt. XXXX XXXX XXXX themselves acknowledges they are trying to collect on an alleged debt. Yet: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Section 445.903. The account/tradeline corresponding to the the actions here are listed on my credit report as a collection account identifying XXXX XXXX XXXX XXXX XXXX entity attempting to collect on an alleged debt. XXXX XXXX XXXX themselves acknowledges they are trying to collect on an alleged debt. Yet has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Section 445.903. The account/tradeline corresponding to the the actions here are listed on my credit report as a collection account identifying XXXX XXXX XXXX XXXX XXXX entity attempting to collect on an alleged debt. XXXX XXXX XXXX themselves acknowledges they are trying to collect on an alleged debt. Yet has a 0% timely response rate to CFPB complaints.
The most common issue reported against Section 445.903. The account/tradeline corresponding to the the actions here are listed on my credit report as a collection account identifying XXXX XXXX XXXX XXXX XXXX entity attempting to collect on an alleged debt. XXXX XXXX XXXX themselves acknowledges they are trying to collect on an alleged debt. Yet is "unconscionable" in the "they may not be in the act of collection on debt in MI. The FCRA prohibits a data furnisher from supplying invalid and/or unverifiable information to a CRA. Equally" product category.
Read our methodology — how this data is sourced, computed, and verified.