Total complaints
1
Filed since - On
2026 data Public-data reference. official source
Section 104 of the Credit Act of 2009
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows Section 104 of the Credit Act of 2009's complaint history from CFPB public records. 1 consumers have filed complaints since - On. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
- On
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
Section 104 of the Credit Act of 2009 complaint mix by product
- after researching 1 100.0% – 0% relief
How Section 104 of the Credit Act of 2009's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| after researching the issue and requesting my credit card agreement by mail | 1 |
Top States
| State | Complaints |
|---|---|
| nor did it address any of the specifics found in my first letter. ( This letter from Chase is attachment 5 in my supporting documents. ) - After receiving the above letter I received a call from a Chase representative saying that my complaint was closed because Chase had allocated my payment correctly. | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Section 104 of the Credit Act of 2009 | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Section 104 of the Credit Act of 2009
Section 104 of the Credit Act of 2009 has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to - On, and the most recent logged activity is - On XX/XX, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Section 104 of the Credit Act of 2009 reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "after researching the issue and requesting my credit card agreement by mail", and the single most common underlying issue is "Section 104 of the Credit Act of 2009".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Section 104 of the Credit Act of 2009: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Section 104 of the Credit Act of 2009 have?
Section 104 of the Credit Act of 2009 has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does Section 104 of the Credit Act of 2009 respond to complaints on time?
Section 104 of the Credit Act of 2009 has a 0% timely response rate to CFPB complaints.
What is the most common complaint about Section 104 of the Credit Act of 2009?
The most common issue reported against Section 104 of the Credit Act of 2009 is "Section 104 of the Credit Act of 2009" in the "after researching the issue and requesting my credit card agreement by mail" product category.
Read our methodology — how this data is sourced, computed, and verified.
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