Second Chance Advocate
3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Second Chance Advocate complaint mix by product
- Debt or 2 66.7% – 50% relief
- Debt collection 1 33.3% – 100% relief
How Second Chance Advocate's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt or credit management | 2 |
| Debt collection | 1 |
Top States
| State | Complaints |
|---|---|
| CA | 1 |
| SC | 1 |
| NH | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Unauthorized withdrawals or charges | 1 |
| False statements or representation | 1 |
| Didn't provide services promised | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2024 | 1 | 100% |
| 2025 | 1 | 0% |
| 2026 | 1 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Second Chance Advocate
Second Chance Advocate's 3 logged complaints stay concentrated: only 3 states show a filing on record. Only 0% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2024 through 2026-02-27.
Second Chance Advocate answers 66.7% of complaints inside the CFPB's tracked window and closes 33.3% with a written explanation. 66.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt or credit management" draws the most filings, most often for "Unauthorized withdrawals or charges."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Second Chance Advocate.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Second Chance Advocate have?
3, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Second Chance Advocate respond to complaints on time?
66.7% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Second Chance Advocate?
"Unauthorized withdrawals or charges", filed under the "Debt or credit management" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.