CFPB · Single-product concentration

Rocky Mountain Capital Management

40 CFPB complaints · 70% in "Debt collection" · top issue Attempts to collect debt not owed.

40 CFPB complaints

Rocky Mountain Capital Management: 70% of 40 CFPB complaints sit in "Debt collection". Timely 72.5% · relief 2.5%. Allegations, not findings.

  • Single-product concentration
  • -66.7% filings 2018 to 2026

CFPB relief outcome brief

CCDB company rocky-mountain-capital-management

2.5% relief · 72.5% timely · 40 filings · Debt collection

Nearest relief peer: Creditors Bureau Associates (2.5% relief)

Rocky Mountain Capital Manag…2.5%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Rocky Mountain Capital Management and nearest filing-volume peers

Rocky Mountain Capital Management closes 2.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Rocky Mountain Capital Management's 40 filings include narrative text

50% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 72.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.5%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Rocky Mountain Capital Management complaint mix by product

Total complaints: 40

Rocky Mountain Capital Management complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 40 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 28 complaints (70.0%), resolution 3.6% Debt collection 70.0% Credit reporting,: 6 complaints (15.0%), resolution 0.0% Credit reporting, 15.0% Credit reporting: 3 complaints (7.5%), resolution 0.0% Credit reporting 7.5% Credit card: 3 complaints (7.5%), resolution 0.0% Credit card 7.5%
  • Debt collection 28 70.0% 4% relief
  • Credit reporting, 6 15.0% 0% relief
  • Credit reporting 3 7.5% 0% relief
  • Credit card 3 7.5% 0% relief

How Rocky Mountain Capital Management's 40 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 28
Credit reporting, credit repair services, or other personal consumer reports 6
Credit reporting or other personal consumer reports 3
Credit card 3

Where Rocky Mountain Capital Management complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
10% of this company's filings
FL4TX4CA4NC3GA3AL2IL2AZ2

Rocky Mountain Capital Management falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
2
-66.7% vs 2018
051015 201820192020202120222023202420252026 2

Top States

State Complaints
FL 4
TX 4
CA 4
NC 3
GA 3
AL 2
IL 2
AZ 2
IN 2
AR 2
MN 1
CO 1
LA 1
WY 1
NV 1
OK 1
WI 1
OH 1
OR 1
MO 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 14
False statements or representation 5
Improper use of your report 5
Incorrect information on your report 3
Took or threatened to take negative or legal action 3
Electronic communications 2
Communication tactics 2
Problem with a company's investigation into an existing problem 1
Threatened to contact someone or share information improperly 1
Problem when making payments 1
Closing your account 1
Getting a credit card 1
Written notification about debt 1

Yearly Trend

Year Complaints Timely
2018 6 83.3%
2019 2 100%
2020 1 100%
2021 3 100%
2022 5 100%
2023 13 92.3%
2024 2 50%
2025 6 0%
2026 2 0%

Source: CFPB Consumer Complaint Database

Rocky Mountain Capital Management filings cluster in one product

Rocky Mountain Capital Management's 40 logged complaints stay concentrated: only 22 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2026-06-04.

Rocky Mountain Capital Management answers 72.5% of complaints inside the CFPB's tracked window and closes 82.5% with a written explanation. 2.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Rocky Mountain Capital Management.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Rocky Mountain Capital Management: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Rocky Mountain Capital Management (72.5% timely; 2.5% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration