CFPB · Single-product concentration
RMA Credit Association
49 CFPB complaints · 73.5% in "Debt collection" · top issue Attempts to collect debt not owed.
RMA Credit Association: 73.5% of 49 CFPB complaints sit in "Debt collection". Timely 95.9% · relief 0%. Allegations, not findings.
- Single-product concentration
- +500% filings 2013 to 2026
CFPB relief outcome brief
CCDB company rma-credit-association
0% relief · 95.9% timely · 49 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
RMA Credit Association closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of RMA Credit Association's 49 filings include narrative text
40.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
RMA Credit Association complaint mix by product
- Debt collection 36 73.5% – 0% relief
- Credit reporting, 6 12.2% – 0% relief
- Credit reporting 6 12.2% – 0% relief
- Credit card 1 2.0% – 0% relief
How RMA Credit Association's 49 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 36 |
| Credit reporting, credit repair services, or other personal consumer reports | 6 |
| Credit reporting or other personal consumer reports | 6 |
| Credit card or prepaid card | 1 |
Concentrated filing states for RMA Credit Association
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 93.9% of this company's filings
RMA Credit Association rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 6
- +500% vs 2013
Top States
| State | Complaints |
|---|---|
| TX | 46 |
| LA | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 17 |
| Incorrect information on your report | 7 |
| Written notification about debt | 5 |
| False statements or representation | 5 |
| Improper use of your report | 3 |
| Took or threatened to take negative or legal action | 3 |
| Disclosure verification of debt | 3 |
| Cont'd attempts collect debt not owed | 3 |
| Problem with a company's investigation into an existing problem | 2 |
| Problem when making payments | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2015 | 3 | 66.7% |
| 2016 | 1 | 100% |
| 2017 | 8 | 100% |
| 2018 | 2 | 100% |
| 2019 | 3 | 100% |
| 2020 | 4 | 100% |
| 2021 | 10 | 100% |
| 2022 | 4 | 100% |
| 2023 | 2 | 100% |
| 2024 | 1 | 100% |
| 2025 | 4 | 75% |
| 2026 | 6 | 100% |
Source: CFPB Consumer Complaint Database
RMA Credit Association filings cluster in one product
RMA Credit Association's 49 logged complaints stay concentrated: only 2 states show a filing. 40.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-04-24.
RMA Credit Association answers 95.9% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about RMA Credit Association.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for RMA Credit Association: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 49.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 95.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for RMA Credit Association (95.9% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration