reverse the {$40.00} payment and put through the {$300.00}. They were unable to do this. I told them a complaint would be forthcoming with the CFPB as their correspondence is clearly NOT correct and a violation of the Truth in Lending Act.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,SYNCHRONY FINANCIAL,NC,287XX,Older American,Consent provided,Web,2025-11-11,Closed with explanation,Yes,N/A,17171957

What the CFPB Record Shows About reverse the {$40.00} payment and put through the {$300.00}. They were unable to do this. I told them a complaint would be forthcoming with the CFPB as their correspondence is clearly NOT correct and a violation of the Truth in Lending Act.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,SYNCHRONY FINANCIAL,NC,287XX,Older American,Consent provided,Web,2025-11-11,Closed with explanation,Yes,N/A,17171957

reverse the {$40.00} payment and put through the {$300.00}. They were unable to do this. I told them a complaint would be forthcoming with the CFPB as their correspondence is clearly NOT correct and a violation of the Truth in Lending Act.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,SYNCHRONY FINANCIAL,NC,287XX,Older American,Consent provided,Web,2025-11-11,Closed with explanation,Yes,N/A,17171957 has accumulated 1 consumer complaint in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I fe, and the most recent logged activity is I feel thi, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, reverse the {$40.00} payment and put through the {$300.00}. They were unable to do this. I told them a complaint would be forthcoming with the CFPB as their correspondence is clearly NOT correct and a violation of the Truth in Lending Act.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,SYNCHRONY FINANCIAL,NC,287XX,Older American,Consent provided,Web,2025-11-11,Closed with explanation,Yes,N/A,17171957 reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "as I received correspondence {$300.00} would be taken", and the single most common underlying issue is "this if it had been the end of my 6 months interest free".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating reverse the {$40.00} payment and put through the {$300.00}. They were unable to do this. I told them a complaint would be forthcoming with the CFPB as their correspondence is clearly NOT correct and a violation of the Truth in Lending Act.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,SYNCHRONY FINANCIAL,NC,287XX,Older American,Consent provided,Web,2025-11-11,Closed with explanation,Yes,N/A,17171957: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.