Total complaints
3
Filed since In a
2026 data Public-data reference. official source
reporting these as charge-offs is misleading and violates FCRA 607 ( b ) 15 U.S.C. 1681e ( b ). Because they can not be properly validated
3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
3 consumer complaints filed with the CFPB
This profile shows reporting these as charge-offs is misleading and violates FCRA 607 ( b ) 15 U.S.C. 1681e ( b ). Because they can not be properly validated's complaint history from CFPB public records. 3 consumers have filed complaints since In a. The company has a 0% timely response rate and has provided relief in 0% of cases.
3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
In a
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
reporting these as charge-offs is misleading and violates FCRA 607 ( b ) 15 U.S.C. 1681e ( b ). Because they can not be properly validated complaint mix by product
- XXXX XXXX 3 100.0% – 0% relief
How reporting these as charge-offs is misleading and violates FCRA 607 ( b ) 15 U.S.C. 1681e ( b ). Because they can not be properly validated's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| XXXX XXXX | 3 |
Top States
| State | Complaints |
|---|---|
| these accounts must be deleted. | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| account numbeXXXX XXXX XXXX XXXX XXXX XXXX XXXX with a balance of {$5500.00} | 3 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About reporting these as charge-offs is misleading and violates FCRA 607 ( b ) 15 U.S.C. 1681e ( b ). Because they can not be properly validated
reporting these as charge-offs is misleading and violates FCRA 607 ( b ) 15 U.S.C. 1681e ( b ). Because they can not be properly validated has accumulated 3 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to In a, and the most recent logged activity is In additio, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, reporting these as charge-offs is misleading and violates FCRA 607 ( b ) 15 U.S.C. 1681e ( b ). Because they can not be properly validated reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX XXXX", and the single most common underlying issue is "account numbeXXXX XXXX XXXX XXXX XXXX XXXX XXXX with a balance of {$5500.00}".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating reporting these as charge-offs is misleading and violates FCRA 607 ( b ) 15 U.S.C. 1681e ( b ). Because they can not be properly validated: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does reporting these as charge-offs is misleading and violates FCRA 607 ( b ) 15 U.S.C. 1681e ( b ). Because they can not be properly validated have?
reporting these as charge-offs is misleading and violates FCRA 607 ( b ) 15 U.S.C. 1681e ( b ). Because they can not be properly validated has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.
Does reporting these as charge-offs is misleading and violates FCRA 607 ( b ) 15 U.S.C. 1681e ( b ). Because they can not be properly validated respond to complaints on time?
reporting these as charge-offs is misleading and violates FCRA 607 ( b ) 15 U.S.C. 1681e ( b ). Because they can not be properly validated has a 0% timely response rate to CFPB complaints.
What is the most common complaint about reporting these as charge-offs is misleading and violates FCRA 607 ( b ) 15 U.S.C. 1681e ( b ). Because they can not be properly validated?
The most common issue reported against reporting these as charge-offs is misleading and violates FCRA 607 ( b ) 15 U.S.C. 1681e ( b ). Because they can not be properly validated is "account numbeXXXX XXXX XXXX XXXX XXXX XXXX XXXX with a balance of {$5500.00}" in the "XXXX XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.
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