2026 data Public-data reference. official source

report

9 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

9 consumer complaints filed with the CFPB

This profile shows report's complaint history from CFPB public records. 9 consumers have filed complaints since Acco. The company has a 0% timely response rate and has provided relief in 0% of cases.

9
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
7
States Active
Acco
Since

Total complaints

9

Filed since Acco

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

report complaint mix by product

Total complaints: 9

report complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 9 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). all ambiguities: 3 complaints (33.3%), resolution 0.0% all ambiguities 33.3% I've become: 1 complaints (11.1%), resolution 0.0% I've become 11.1% title: 1 complaints (11.1%), resolution 0.0% title 11.1% I mailed: 1 complaints (11.1%), resolution 0.0% I mailed 11.1% extortion of: 1 complaints (11.1%), resolution 0.0% extortion of 11.1% letters: 1 complaints (11.1%), resolution 0.0% letters 11.1% I mailed: 1 complaints (11.1%), resolution 0.0% I mailed 11.1%
  • all ambiguities 3 33.3% 0% relief
  • I've become 1 11.1% 0% relief
  • title 1 11.1% 0% relief
  • I mailed 1 11.1% 0% relief
  • extortion of 1 11.1% 0% relief
  • letters 1 11.1% 0% relief
  • I mailed 1 11.1% 0% relief

How report's 9 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
all ambiguities must be resolved against you 3
I've become very informed of my rights. As long as you will kindly relate the message to your team 1
title 1
I mailed a written dispute letter to all three major credit bureaus ( XXXX XXXX XXXX XXXX ) demanding a full reinvestigation of this account under the Fair Credit Reporting Act ( FCRA ). As of today 1
extortion of money 1
letters 1
I mailed formal dispute letters to XXXX 1

Top States

State Complaints
or threaten adverse action on this contract 3
or information under this chapter or any rule or regulation thereunder without just cause to hinder 1
or otherwise enforce the account. Failure to provide proof of assignment or ownership XXXX constitute grounds to require deletion of adverse information and cease all collection activity. 1
or transmit any of my personal information. I never signed any loan documents 1
or statement of such bank 1
or verify this account without validation constitutes a willful violation of the FDCPA ( 15 U.S.C. 1692c ) and may result in legal action. 1
or collect on this account. 1

Top Issues

Issue Complaints
consumer-understandable disclosuresconstitutes constructive fraud and a breach of the duty of good faith ( XXXX. XXXX 2
pursuant to 15 USC subsection 78t 1
provide a complete and unredacted copy of the purchase agreement or assignment between the original creditor and your entity ( LVNV Funding or Resurgent Capital ) 1
I have received no validation 1
consumer-understandable disclosuresconstitutes constructive fraud and a breach of the duty of good faith ( U.C.C. 1-304 1
while facilitating illegal negative amortization. A practice specifically outlawed by 18 U.S. Code 1005 - Bank entries 1
including communications to my home 1
and XXXX regarding this account. GLA Collections has failed to validate the debt or provide any written response. This delay violates multiple sections of the Fair Credit Reporting Act 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About report

report has accumulated 9 consumer complaints in the CFPB public database, with filings active across 7 U.S. states. Of those submissions, 6 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Acco, and the most recent logged activity is XXXX. Dema, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, report reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "all ambiguities must be resolved against you", and the single most common underlying issue is "consumer-understandable disclosuresconstitutes constructive fraud and a breach of the duty of good faith ( XXXX. XXXX".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating report: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does report have?

report has received 9 consumer complaints filed with the Consumer Financial Protection Bureau.

Does report respond to complaints on time?

report has a 0% timely response rate to CFPB complaints.

What is the most common complaint about report?

The most common issue reported against report is "consumer-understandable disclosuresconstitutes constructive fraud and a breach of the duty of good faith ( XXXX. XXXX" in the "all ambiguities must be resolved against you" product category.

Related