Total complaints
3
Filed since 13.
2026 data Public-data reference. official source
rather
3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
3 consumer complaints filed with the CFPB
This profile shows rather's complaint history from CFPB public records. 3 consumers have filed complaints since 13. . The company has a 0% timely response rate and has provided relief in 0% of cases.
3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
3
States Active
13.
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
rather complaint mix by product
- the application 1 33.3% – 0% relief
- I was 1 33.3% – 0% relief
- I called 1 33.3% – 0% relief
How rather's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| the application was completed and one | 1 |
| I was considered a minor of the account | 1 |
| I called Huntington and was informed that a timeline could not be given relative to resolving the issue with the check and the hold would remain. I then asked to speak to a supervisor. I was transferred to XXXX | 1 |
Top States
| State | Complaints |
|---|---|
| one payment which the lender then distributes to the 15 individual loans.,,AES/PHEAA,NV,89002,Servicemember,Consent provided,Web,2020-04-24,Closed with explanation,Yes,N/A,3622069 | 1 |
| they borrowed from me.,,Bread Financial Holdings | 1 |
| the most recent note showed that the holds department was awaiting a returned phone call from my employer to verify the check | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| it came to my attention that I am reported by Fed Loan Services to have made 15 late payments. After further reviewing this reporting | 1 |
| due to fraud | 1 |
| where I was informed that the Hold department was waiting for confirmation from my employer. I informed XXXX that I had spoken with employer who confirmed that he spoke to someone in the Holds department | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About rather
rather has accumulated 3 consumer complaints in the CFPB public database, with filings active across 3 U.S. states. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 13. , and the most recent logged activity is The paymen, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, rather reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "the application was completed and one", and the single most common underlying issue is "it came to my attention that I am reported by Fed Loan Services to have made 15 late payments. After further reviewing this reporting".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating rather: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does rather have?
rather has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.
Does rather respond to complaints on time?
rather has a 0% timely response rate to CFPB complaints.
What is the most common complaint about rather?
The most common issue reported against rather is "it came to my attention that I am reported by Fed Loan Services to have made 15 late payments. After further reviewing this reporting" in the "the application was completed and one" product category.
Read our methodology — how this data is sourced, computed, and verified.
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