Total complaints
188
Filed since # #
2026 data Public-data reference. official source
punitive damages
188 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
188 consumer complaints filed with the CFPB
This profile shows punitive damages's complaint history from CFPB public records. 188 consumers have filed complaints since # # . The company has a 0% timely response rate and has provided relief in 0% of cases.
188
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
18
States Active
# #
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
punitive damages complaint mix by product
- the Federal 157 90.8% – 0% relief
- I will 3 1.7% – 0% relief
- and I 3 1.7% – 0% relief
- including lower 3 1.7% – 0% relief
- I have 3 1.7% – 0% relief
- I demand 2 1.2% – 0% relief
- I will 2 1.2% – 0% relief
How punitive damages's 188 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| the Federal Trade Commission ( FTC ) | 157 |
| I will file formal complaints with the Consumer Financial Protection Bureau | 3 |
| and I believe that they violate my rights under both the Fair Credit Reporting Act ( FCRA ) and state consumer protection laws. The FCRA mandates that all information reported to the credit bureaus must be accurate | 3 |
| including lower credit scores | 3 |
| I have identified the following inquiries that were not authorized or initiated by me | 3 |
| I demand that you : 1. * * IMMEDIATELY DELETE * * this fraudulent collection account from my Experian | 2 |
| I will proceed with additional actions | 2 |
| 15 U.S.C. 1681 et seq. | 2 |
| continued collection efforts without proper validation violate the FDCPA | 1 |
| recent unauthorized accesses ( XX/XX/year> ) | 1 |
| I will proceed with filing complaints with the CFPB | 1 |
| I have exhausted reasonable consumer channels and dispute processes. I am left with no choice but to initiate formal escalation. Accordingly : This complaint | 1 |
| Refuse to provide the required documentation and method of verification | 1 |
| I will pursue legal action for violations of the FCRA | 1 |
| I hereby demand that XXXX | 1 |
| I will file formal complaints with the Consumer Financial Protection Bureau ( CFPB ) | 1 |
| which is incorrect. According to the Fair Credit Reporting Act ( FCRA ) | 1 |
| inaccurate | 1 |
| but is not limited to : XXXX XXXX XXXX Account Number XXXX XXXXXXXX XXXX Account Number XXXX XXXXXXXX XXXX XXXXXXXX Account Number XXXX XXXX XXXX XXXX XXXX Account Number XXXX Under the FCRA | 1 |
| I am prepared to take legal action including | 1 |
| including complaints to the CFPB | 1 |
Top States
| State | Complaints |
|---|---|
| attorney fees | 157 |
| and attorneys fees. | 10 |
| costs | 3 |
| and attorney 's fees. | 3 |
| and attorneys fees - Negligent noncompliance with the FCRA ( 15 U.S.C. 1681o ) | 2 |
| legal fees | 1 |
| and attorney fees | 1 |
| and attorneys fees pursuant to 15 U.S.C. 1681n | 1 |
| and attorney 's fees if it is found that these errors were willfully reported with negligence.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,AR,72204,,Consent provided,Web,2025-12-19,Closed with explanation,Yes,N/A,18161936 | 1 |
| and attorneys fees under 15 U.S.C. 1681n and 1681o This letter serves as formal notice. Continued reporting after receipt constitutes willful noncompliance. | 1 |
| and attorneys fees under the FCRA. | 1 |
| and the consumers reasonable attorneys fees and costs. | 1 |
| attorneys fees | 1 |
| and attorneys fees if legal action is pursued. | 1 |
| and attorney fees. | 1 |
| and attorney 's fees if it is found that these errors were willfully reported with negligence.,,EQUIFAX | 1 |
| and attorneys fees.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,AZ,XXXXX,,Consent provided,Web,2025-03-06,Closed with explanation,Yes,N/A,12353872 | 1 |
| and attorney 's fees if it is found that these errors were willfully reported with negligence.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| I will explore all legal avenues | 157 |
| and initiate civil litigation under 15 U.S.C. 1681n | 3 |
| you are obligated to maintain reasonable procedures to ensure the maximum possible accuracy of the information contained in the credit reports you provide. Additionally | 3 |
| and emotional distress from dealing with persistent inaccuracies. I demand that XXXX XXXX immediately investigate | 3 |
| it is unlawful for any person to obtain or use a consumer report without a permissible purpose. Each unauthorized inquiry represents a willful violation of federal law | 3 |
| and TransUnion credit reports 1. * * CEASE ALL REPORTING * * of this fraudulent account to any party 1. * * PROVIDE WRITTEN CONFIRMATION * * of the permanent deletion within 30 days of receipt of this letter 1. * * BLOCK THIS INFORMATION * * under 15 U.S.C. 1681c-2 as it resulted from identity theft 1. * * CONDUCT NO FURTHER INVESTIGATION * * as this is confirmed fraud | 2 |
| New York State Attorney General | 2 |
| dissemination | 2 |
| I will proceed with legal action against your agency under 15 U.S.C. 1681n and 1692k | 1 |
| and failure to ensure accuracy violate FCRA. Under 15 U.S.C. 1681i ( a ) ( 1 ) | 1 |
| and the Florida Attorney Generals Office | 1 |
| will be referred to the Federal Trade Commission ( FTC ) and the Ohio Attorney Generals Office for further regulatory review; I am in the process of retaining legal counsel to pursue compensatory and statutory damages under the Fair Credit Reporting Act ( FCRA | 1 |
| and Refuse to remove unverifiable | 1 |
| Section 1681i ( failure to conduct a reasonable investigation ) | 1 |
| past-due amount | 1 |
| the Illinois Attorney Generals Office | 1 |
| corresponding to the date it was charged off. The FCRA requires that credit reporting agencies ensure the accuracy of the information they report ( 15 U.S.C. 1681e ( b ) ). Repeatedly reporting the charge-off each month results in a misleading and inaccurate credit report | 1 |
| coupled with its blatant failure to acknowledge and flag the disputed nature of these accounts | 1 |
| despite multiple rounds of disputes and sufficient evidence proving the errors | 1 |
| filing complaints with the Consumer Financial Protection Bureau ( CFPB ) | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About punitive damages
punitive damages has accumulated 188 consumer complaints in the CFPB public database, with filings active across 18 U.S. states. Of those submissions, 188 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to # # , and the most recent logged activity is fully prep, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, punitive damages reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "the Federal Trade Commission ( FTC )", and the single most common underlying issue is "I will explore all legal avenues".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating punitive damages: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does punitive damages have?
punitive damages has received 188 consumer complaints filed with the Consumer Financial Protection Bureau.
Does punitive damages respond to complaints on time?
punitive damages has a 0% timely response rate to CFPB complaints.
What is the most common complaint about punitive damages?
The most common issue reported against punitive damages is "I will explore all legal avenues" in the "the Federal Trade Commission ( FTC )" product category.
Read our methodology — how this data is sourced, computed, and verified.
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