preventing repairs from starting ) - {$7200.00} : Remaining insurance proceeds owed to borrower - {$13000.00} : Penalties for wrongful withholding ( $ XXXX 136 days per federal court precedent ) DOCUMENTATION PROVIDED TO SHELLPOINT : Contractor completion certificates Paid invoices and receipts Lien waivers from all contractors Proof all work completed XX/XX/XXXX Multiple written demands for release No outstanding liens or claims FEDERAL COURT PRECEDENT - IN RE XXXX XXXX XXXX : In XX/XX/XXXX

What the CFPB Record Shows About preventing repairs from starting ) - {$7200.00} : Remaining insurance proceeds owed to borrower - {$13000.00} : Penalties for wrongful withholding ( $ XXXX 136 days per federal court precedent ) DOCUMENTATION PROVIDED TO SHELLPOINT : Contractor completion certificates Paid invoices and receipts Lien waivers from all contractors Proof all work completed XX/XX/XXXX Multiple written demands for release No outstanding liens or claims FEDERAL COURT PRECEDENT - IN RE XXXX XXXX XXXX : In XX/XX/XXXX

preventing repairs from starting ) - {$7200.00} : Remaining insurance proceeds owed to borrower - {$13000.00} : Penalties for wrongful withholding ( $ XXXX 136 days per federal court precedent ) DOCUMENTATION PROVIDED TO SHELLPOINT : Contractor completion certificates Paid invoices and receipts Lien waivers from all contractors Proof all work completed XX/XX/XXXX Multiple written demands for release No outstanding liens or claims FEDERAL COURT PRECEDENT - IN RE XXXX XXXX XXXX : In XX/XX/XXXX has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to CASE, and the most recent logged activity is CASE INFOR, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, preventing repairs from starting ) - {$7200.00} : Remaining insurance proceeds owed to borrower - {$13000.00} : Penalties for wrongful withholding ( $ XXXX 136 days per federal court precedent ) DOCUMENTATION PROVIDED TO SHELLPOINT : Contractor completion certificates Paid invoices and receipts Lien waivers from all contractors Proof all work completed XX/XX/XXXX Multiple written demands for release No outstanding liens or claims FEDERAL COURT PRECEDENT - IN RE XXXX XXXX XXXX : In XX/XX/XXXX reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "all work completed", and the single most common underlying issue is "all ignored XX/XX/XXXX : Sent advance notice of formal legal demand via email to compliance".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating preventing repairs from starting ) - {$7200.00} : Remaining insurance proceeds owed to borrower - {$13000.00} : Penalties for wrongful withholding ( $ XXXX 136 days per federal court precedent ) DOCUMENTATION PROVIDED TO SHELLPOINT : Contractor completion certificates Paid invoices and receipts Lien waivers from all contractors Proof all work completed XX/XX/XXXX Multiple written demands for release No outstanding liens or claims FEDERAL COURT PRECEDENT - IN RE XXXX XXXX XXXX : In XX/XX/XXXX: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.