Total complaints
5
Filed since As a
2026 data Public-data reference. official source
present
5 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
5 consumer complaints filed with the CFPB
This profile shows present's complaint history from CFPB public records. 5 consumers have filed complaints since As a. The company has a 0% timely response rate and has provided relief in 0% of cases.
5
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
5
States Active
As a
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
present complaint mix by product
- including unearned 1 20.0% – 0% relief
- present and 1 20.0% – 0% relief
- or any 1 20.0% – 0% relief
- present and 1 20.0% – 0% relief
- LP is 1 20.0% – 0% relief
How present's 5 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| including unearned income | 1 |
| present and future amounts in dispute pursuant to 12 CFR 1026.13 ( d ) ( 1 ). Because I am invoking my rights | 1 |
| or any other fraudulent charges. I will seek legal remedy for any fees | 1 |
| present and future amounts in dispute pursuant to XXXX XXXX XXXX ( d ) ( XXXX ). Because I am invoking my rights | 1 |
| LP is further advised for immediate notice in this escalation complaint addressed to the CFPB and FTC to cease and desist any and all communications with me | 1 |
Top States
| State | Complaints |
|---|---|
| and future redeemed in lawful money. You have 10 days of receiving this notice to comply. If you can not provide all documentary evidence requested then you have agreed to the terms of this notice. | 1 |
| and future amounts in dispute under 15 USC 1666 ( e ) pursuant to 12 CFR 1026.13 ( d ) ( 3 ). | 1 |
| or future creditor that I have had | 1 |
| and future amounts in dispute under XXXX XXXX XXXX ( XXXX ) pursuant to XXXX XXXX XXXX ( d ) ( XXXX ). | 1 |
| or future from any kind of contact. | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| profits | 1 |
| USAA can not and shall not restrict | 1 |
| or other monetary hardship enforced by CitiBank | 1 |
| DISCOVER FINANCIAL SERVICES can not and shall not restrict | 1 |
| present | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About present
present has accumulated 5 consumer complaints in the CFPB public database, with filings active across 5 U.S. states. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to As a, and the most recent logged activity is Please mak, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, present reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "including unearned income", and the single most common underlying issue is "profits".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating present: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does present have?
present has received 5 consumer complaints filed with the Consumer Financial Protection Bureau.
Does present respond to complaints on time?
present has a 0% timely response rate to CFPB complaints.
What is the most common complaint about present?
The most common issue reported against present is "profits" in the "including unearned income" product category.
Read our methodology — how this data is sourced, computed, and verified.
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