plus I traded in my XXXX and to my knowledge this was my form of DOWNPAYMENT. It it heart broken and devastating to know I was taken advantage of and on the contract a lot of marks are writing N/A which I dont remember being there. I have sent certified mail to Santander asking for Validation of Debt and they have yet to respond. And the reason I asked for Validation of debt because they have been reporting to all credit reporting agencies on my account as CHARGE OFF which has damage my credit and reputation. Santander has repossess MY car

What the CFPB Record Shows About plus I traded in my XXXX and to my knowledge this was my form of DOWNPAYMENT. It it heart broken and devastating to know I was taken advantage of and on the contract a lot of marks are writing N/A which I dont remember being there. I have sent certified mail to Santander asking for Validation of Debt and they have yet to respond. And the reason I asked for Validation of debt because they have been reporting to all credit reporting agencies on my account as CHARGE OFF which has damage my credit and reputation. Santander has repossess MY car

plus I traded in my XXXX and to my knowledge this was my form of DOWNPAYMENT. It it heart broken and devastating to know I was taken advantage of and on the contract a lot of marks are writing N/A which I dont remember being there. I have sent certified mail to Santander asking for Validation of Debt and they have yet to respond. And the reason I asked for Validation of debt because they have been reporting to all credit reporting agencies on my account as CHARGE OFF which has damage my credit and reputation. Santander has repossess MY car has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to The , and the most recent logged activity is The rep wa, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, plus I traded in my XXXX and to my knowledge this was my form of DOWNPAYMENT. It it heart broken and devastating to know I was taken advantage of and on the contract a lot of marks are writing N/A which I dont remember being there. I have sent certified mail to Santander asking for Validation of Debt and they have yet to respond. And the reason I asked for Validation of debt because they have been reporting to all credit reporting agencies on my account as CHARGE OFF which has damage my credit and reputation. Santander has repossess MY car reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "she started to act weird and strange after I gave her my information", and the single most common underlying issue is "I dont know. So she told me wait a few minutes and walks to the back ( I waited about 10minutes ) and then she gives me a copy of the contact. So as Im standing up at the front desk looking over the contract the rep asked did I want to go sit down and read it".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating plus I traded in my XXXX and to my knowledge this was my form of DOWNPAYMENT. It it heart broken and devastating to know I was taken advantage of and on the contract a lot of marks are writing N/A which I dont remember being there. I have sent certified mail to Santander asking for Validation of Debt and they have yet to respond. And the reason I asked for Validation of debt because they have been reporting to all credit reporting agencies on my account as CHARGE OFF which has damage my credit and reputation. Santander has repossess MY car: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.