Total complaints
1
Filed since XX/X
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows Plaintiffs dispute highlighted that Experian was : Reporting charge-off accounts with an active past-due balance's complaint history from CFPB public records. 1 consumers have filed complaints since XX/X. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
1
Filed since XX/X
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How Plaintiffs dispute highlighted that Experian was : Reporting charge-off accounts with an active past-due balance's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| on or about XX/XX/XXXX | 1 |
| State | Complaints |
|---|---|
| which is a contradiction XXXX an FCRA violation ( failing to maintain accuracy ) as well as a XXXX XXXX violation. XXXX cited XXXX XXXX. XXXX ( b ) ( requirement for consumer reporting agencies to use reasonable procedures to assure maximum possible accuracy of information ) XXXX noted that this standard was breached by the blatant errors on his report. | 1 |
| Issue | Complaints |
|---|---|
| challenging the inaccurate accounts. Plaintiff utilized the CFPBs consumer complaint portal XXXX lodge this dispute ( CFPB XXXX XXXX. XXXX | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
Plaintiffs dispute highlighted that Experian was : Reporting charge-off accounts with an active past-due balance has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XX/X, and the most recent logged activity is XX/XX/XXXX, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Plaintiffs dispute highlighted that Experian was : Reporting charge-off accounts with an active past-due balance reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "on or about XX/XX/XXXX", and the single most common underlying issue is "challenging the inaccurate accounts. Plaintiff utilized the CFPBs consumer complaint portal XXXX lodge this dispute ( CFPB XXXX XXXX. XXXX".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Plaintiffs dispute highlighted that Experian was : Reporting charge-off accounts with an active past-due balance: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Learn more about your rights and how to interpret complaint data.
Explore additional financial data about companies, lenders, and institutions on our partner portals.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Plaintiffs dispute highlighted that Experian was : Reporting charge-off accounts with an active past-due balance has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Plaintiffs dispute highlighted that Experian was : Reporting charge-off accounts with an active past-due balance has a 0% timely response rate to CFPB complaints.
The most common issue reported against Plaintiffs dispute highlighted that Experian was : Reporting charge-off accounts with an active past-due balance is "challenging the inaccurate accounts. Plaintiff utilized the CFPBs consumer complaint portal XXXX lodge this dispute ( CFPB XXXX XXXX. XXXX" in the "on or about XX/XX/XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.