2026 data Public-data reference. official source

per 15 USC 1605

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows per 15 USC 1605's complaint history from CFPB public records. 1 consumers have filed complaints since XXXX. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
XXXX
Since

Total complaints

1

Filed since XXXX

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

per 15 USC 1605 complaint mix by product

Total complaints: 1

per 15 USC 1605 complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). XXXX changed: 1 complaints (100.0%), resolution 0.0% XXXX changed 100.0%
  • XXXX changed 1 100.0% 0% relief

How per 15 USC 1605's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
XXXX changed this date to coincide with the next violation XXXX Violation 1

Top States

State Complaints
I surrendered eight additional payments 1

Top Issues

Issue Complaints
XXXX assisted XXXX XXXX XXXX in committing Identity Fraud by erasing Terms and showing XXXX. XXXX XXXX XXXX illegally tacked on {$XXXX} to a paid account using my credit report as a tool. This forced me to pay XXXX additional payments and {$XXXX}. In accordance with XXXX XXXX XXXX XXXX XXXX XXXX 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About per 15 USC 1605

per 15 USC 1605 has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XXXX, and the most recent logged activity is XXXX. Viol, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, per 15 USC 1605 reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX changed this date to coincide with the next violation XXXX Violation", and the single most common underlying issue is "XXXX assisted XXXX XXXX XXXX in committing Identity Fraud by erasing Terms and showing XXXX. XXXX XXXX XXXX illegally tacked on {$XXXX} to a paid account using my credit report as a tool. This forced me to pay XXXX additional payments and {$XXXX}. In accordance with XXXX XXXX XXXX XXXX XXXX XXXX".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating per 15 USC 1605: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does per 15 USC 1605 have?

per 15 USC 1605 has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does per 15 USC 1605 respond to complaints on time?

per 15 USC 1605 has a 0% timely response rate to CFPB complaints.

What is the most common complaint about per 15 USC 1605?

The most common issue reported against per 15 USC 1605 is "XXXX assisted XXXX XXXX XXXX in committing Identity Fraud by erasing Terms and showing XXXX. XXXX XXXX XXXX illegally tacked on {$XXXX} to a paid account using my credit report as a tool. This forced me to pay XXXX additional payments and {$XXXX}. In accordance with XXXX XXXX XXXX XXXX XXXX XXXX" in the "XXXX changed this date to coincide with the next violation XXXX Violation" product category.

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