Total complaints
11
Filed since - Fa
2026 data Public-data reference. official source
payment histories
11 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
11 consumer complaints filed with the CFPB
This profile shows payment histories's complaint history from CFPB public records. 11 consumers have filed complaints since - Fa. The company has a 0% timely response rate and has provided relief in 0% of cases.
11
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
6
States Active
- Fa
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
payment histories complaint mix by product
- including my 3 27.3% – 0% relief
- I filed 3 27.3% – 0% relief
- XXXX XXXX 2 18.2% – 0% relief
- dates of 1 9.1% – 0% relief
- logs 1 9.1% – 0% relief
- and XXXX 1 9.1% – 0% relief
How payment histories's 11 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| including my FTC Identity Theft Report | 3 |
| I filed written disputes with all three credit bureaus. In each dispute I identified the XXXX accounts | 3 |
| XXXX XXXX account ending in XXXX | 2 |
| dates of last activity | 1 |
| logs | 1 |
| and XXXX XXXX XXXX is trying to foreclose. They ignore all the laws that are in place to protect Homeowners property rights. Select Portfolio Servicing ( the servicer ) cant even produce a signed note. I know for a fact | 1 |
Top States
| State | Complaints |
|---|---|
| and statuses provide generic responses instead of a legitimate reinvestigation The bureau is in violation of FCRA 1681i | 3 |
| or assignment documentation to support the accuracy of the reported items. | 3 |
| payment application records | 2 |
| dispute statuses | 1 |
| dispute logs | 1 |
| etc. One of their biggest arguments is that we signed | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| proof of address | 3 |
| and requested a full reinvestigation under FCRA 611 ( a ). I also specifically asked for the method of verification disclosure under FCRA 611 ( a ) ( 7 ) | 3 |
| providing detailed explanations of the inaccuracies and requesting verification. In response | 2 |
| creditor types | 1 |
| audio/video recordings ( including call recordings ) | 1 |
| but I think they are doing it to other families | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About payment histories
payment histories has accumulated 11 consumer complaints in the CFPB public database, with filings active across 6 U.S. states. Of those submissions, 10 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to - Fa, and the most recent logged activity is The accoun, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, payment histories reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "including my FTC Identity Theft Report", and the single most common underlying issue is "proof of address".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating payment histories: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does payment histories have?
payment histories has received 11 consumer complaints filed with the Consumer Financial Protection Bureau.
Does payment histories respond to complaints on time?
payment histories has a 0% timely response rate to CFPB complaints.
What is the most common complaint about payment histories?
The most common issue reported against payment histories is "proof of address" in the "including my FTC Identity Theft Report" product category.
Read our methodology — how this data is sourced, computed, and verified.
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