Total complaints
3
Filed since Spec
2026 data Public-data reference. official source
paid
3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
3 consumer complaints filed with the CFPB
This profile shows paid's complaint history from CFPB public records. 3 consumers have filed complaints since Spec. The company has a 0% timely response rate and has provided relief in 0% of cases.
3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
3
States Active
Spec
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
paid complaint mix by product
- even though 1 33.3% – 0% relief
- XXXX XXXX 1 33.3% – 0% relief
- please provide 1 33.3% – 0% relief
How paid's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| even though it is closed | 1 |
| XXXX XXXX ending in XXXX is reported with a late payment on XX/XX/XXXX even though the account was closed | 1 |
| please provide the following documentation : A copy of the original agreement or contract | 1 |
Top States
| State | Complaints |
|---|---|
| and shows XXXX balance and XXXX past due. XXXX XXXX ending in XXXX is being reported as late | 1 |
| and carries no past due balance. XXXX XXXX ending in XXXX is reported as late on XX/XX/XXXX | 1 |
| or applied toward this debt ; A complete and unredacted copy of the purchase or assignment agreement between your company and the original creditor. | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| and carries XXXX balance and zero past due. XXXX XXXX XXXX ending in XXXX is listed with a late payment on XX/XX/XXXX | 1 |
| and carries XXXX balance and XXXX past due. XXXX XXXX XXXX ending in XXXX is inaccurately reported as late on XX/XX/XXXX despite the account being closed and paid in full with no outstanding balance. XXXX XXXX ending in XXXX is listed with a late payment on XX/XX/XXXX | 1 |
| that clearly establishes my obligation to repay this debt ; A complete and itemized history of all payments | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About paid
paid has accumulated 3 consumer complaints in the CFPB public database, with filings active across 3 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Spec, and the most recent logged activity is To properl, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, paid reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "even though it is closed", and the single most common underlying issue is "and carries XXXX balance and zero past due. XXXX XXXX XXXX ending in XXXX is listed with a late payment on XX/XX/XXXX".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating paid: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does paid have?
paid has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.
Does paid respond to complaints on time?
paid has a 0% timely response rate to CFPB complaints.
What is the most common complaint about paid?
The most common issue reported against paid is "and carries XXXX balance and zero past due. XXXX XXXX XXXX ending in XXXX is listed with a late payment on XX/XX/XXXX" in the "even though it is closed" product category.
Read our methodology — how this data is sourced, computed, and verified.
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